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07603 Home Insurance Rates & Premiums

Did you know there are over 8,778 people living within the 07603 zip code area? There are over 2,939 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 07603.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New Jersey are on the rise. The estimated average premium is around $951 a year for a standard homeowners insurance policy in Bogota. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Bogota, NJ Homeowners Insurance Quotes Online

07603 Home Insurance Average Premiums

Local 07603 homeowners insurance quotes comparison

$701 /yr.

Shows Zip Code: 07603 lowest rates with discounts applied on average.

For the 07603, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$701 /yr.
Average Coverage:$951 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1251 /yr.

What is the average home insurance cost for a home in 07603?

  • • The average homeowners insurance premium paid annually for a home in 07603 is around $951 per year.

What does it cost on average per month for home insurance in 07603?

  • • Homeowners in 07603 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 07603?

  • • Autoowners in 07603 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bogota area, check out other zip codes nearby 07603.
Review average rates in another zip code:
07603 homeowners insurance rates

Home Replacement Cost Coverage in 07603

Average Building Cost Per Square Foot in 07603: $193

Location: Bogota, New Jersey (Bergen County)

Average Square Footage in 07603: 1,811 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07603 before you start any project. Bogota homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07603 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07603 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,811 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bogota area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,811$349,600
Additional Upgrades & Added Features$2411,811$437,000
Major Home Updates or Advancements$2901,811$524,400

It's important to understand that when you estimate your replacement cost of your home in the 07603 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07603

Best Home & Auto Insurance Agencies in 07603

Housing Demographics for 07603

Population Review for 07603 Zip Code

For the city of Bogota, the population within 07603 has increased to over 9,405 residents in population size. The current population total is 8,778. We have broken down the population based on race below. In 07603, there are over 4209 in male population and 4569 females.

PopulationValues
Total Population8,778
White Population3178
Black Population710
Hispanic Population4506
Asian Population770
Hawaiian Population4
Indian Population92
Other Population2234
Male Population4209
Female Population4569
Population Estimate9405

Household Data for 07603

The average number of homes in 07603 is around 2,939, there are an average of 2.97 per household. The average house value according to local real estate values is around $349,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,939
Persons Per Household2.97
Average House Value$349,600
Income Per Household$104949
Median Age40.0
Median Age Male38.9
Median Age Female41.2
07603 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias Abbreviation
Area Code862
CityBogota
City Alias NameBOGOTA
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses158
Number Of Employees769
Business First Quarter Payroll8702
Business Annual Payroll39450
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential3167
Delivery Business189
Delivery Total3441
Preferred Last Line KeyV10140
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV10140
Land Area0.755000
Water Area0.042000
City Alias Code
City Mixed CaseBogota
City Alias Mixed CaseBogota
Box Count45
SFDU2471
MFDU514
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number333225
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]