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Compare 07605 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Leonia just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 3,367 neighbors looking to save on their home insurance policy in the local 07605 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 07605. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New Jersey rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Leonia, NJ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Leonia, NJ

07605 Home Insurance Average Premiums

Local 07605 homeowners insurance quotes comparison

$811 /yr.

Shows Zip Code: 07605 lowest rates with discounts applied on average.

For the 07605, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$811 /yr.
Average Coverage:$1061 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1361 /yr.

What is the average home insurance cost for a home in 07605?

  • • The average homeowners insurance premium paid annually for a home in 07605 is around $1061 per year.

What does it cost on average per month for home insurance in 07605?

  • • Homeowners in 07605 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 07605?

  • • Autoowners in 07605 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leonia area, check out other zip codes nearby 07605.
Review average rates in another zip code:
07605 homeowners insurance rates

Home Replacement Cost Coverage in 07605

Average Building Cost Per Square Foot in 07605: $193

Location: Leonia, New Jersey (Bergen County)

Average Square Footage in 07605: 2,829 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07605 before you start any project. Leonia homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07605 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07605 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,829 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,829$546,000
Additional Upgrades & Added Features$2412,829$682,500
Major Home Updates or Advancements$2902,829$819,000

It's important to understand that when you estimate your replacement cost of your home in the 07605 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07605

Best Home & Auto Insurance Agencies in 07605

Fanelli- Michele G

Address: 240 Grand Ave Leonia, NJ 07605
Phone:
Website:
Info:

Housing Demographics for 07605

Population Review for 07605 Zip Code

For the city of Leonia, the population within 07605 has increased to over 9,375 residents in population size. The current population total is 9,324. We have broken down the population based on race below. In 07605, there are over 4460 in male population and 4864 females.

PopulationValues
Total Population9,324
White Population3513
Black Population215
Hispanic Population1684
Asian Population3899
Hawaiian Population0
Indian Population47
Other Population648
Male Population4460
Female Population4864
Population Estimate9375

Household Data for 07605

The average number of homes in 07605 is around 3,367, there are an average of 2.76 per household. The average house value according to local real estate values is around $546,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,367
Persons Per Household2.76
Average House Value$546,000
Income Per Household$102381
Median Age44.2
Median Age Male42.5
Median Age Female45.6
07605 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias Abbreviation
Area Code201/551
CityLeonia
City Alias NameLEONIA
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses226
Number Of Employees1544
Business First Quarter Payroll19872
Business Annual Payroll91767
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential3397
Delivery Business171
Delivery Total4096
Preferred Last Line KeyV10773
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV10773
Land Area1.507000
Water Area0.105000
City Alias Code
City Mixed CaseLeonia
City Alias Mixed CaseLeonia
Box Count94
SFDU2810
MFDU388
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number333225
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]