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07606 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 07606 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in South Hackensack, NJ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 07606 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New Jersey, like average South Hackensack homeowners insurance rates, coverage options or home insurance types, please select South Hackensack, NJ Home Insurance Rates Online!

07606 Home Insurance Average Premiums

Local 07606 homeowners insurance quotes comparison

$680 /yr.

Shows Zip Code: 07606 lowest rates with discounts applied on average.

For the 07606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$680 /yr.
Average Coverage:$930 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1230 /yr.

What is the average home insurance cost for a home in 07606?

  • • The average homeowners insurance premium paid annually for a home in 07606 is around $930 per year.

What does it cost on average per month for home insurance in 07606?

  • • Homeowners in 07606 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 07606?

  • • Autoowners in 07606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Hackensack area, check out other zip codes nearby 07606.
Review average rates in another zip code:
07606 homeowners insurance rates

Home Replacement Cost Coverage in 07606

Average Building Cost Per Square Foot in 07606: $193

Location: South Hackensack, New Jersey (Bergen County)

Average Square Footage in 07606: 2,066 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07606 before you start any project. South Hackensack homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,066 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Hackensack area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,066$398,700
Additional Upgrades & Added Features$2412,066$498,375
Major Home Updates or Advancements$2902,066$598,050

It's important to understand that when you estimate your replacement cost of your home in the 07606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07606

Best Home & Auto Insurance Agencies in 07606

Housing Demographics for 07606

Population Review for 07606 Zip Code

For the city of South Hackensack, the population within 07606 has increased to over 2,223 residents in population size. The current population total is 2,701. We have broken down the population based on race below. In 07606, there are over 1318 in male population and 1383 females.

PopulationValues
Total Population2,701
White Population1229
Black Population162
Hispanic Population1256
Asian Population174
Hawaiian Population1
Indian Population12
Other Population733
Male Population1318
Female Population1383
Population Estimate2223

Household Data for 07606

The average number of homes in 07606 is around 922, there are an average of 2.93 per household. The average house value according to local real estate values is around $398,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode922
Persons Per Household2.93
Average House Value$398,700
Income Per Household$89911
Median Age39.1
Median Age Male37.6
Median Age Female39.9
07606 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias AbbreviationS HACKENSACK
Area Code862
CitySouth Hackensack
City Alias NameSOUTH HACKENSACK
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses255
Number Of Employees4446
Business First Quarter Payroll67791
Business Annual Payroll322991
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09
Congressional LandArea95.34
Delivery Residential759
Delivery Business317
Delivery Total1532
Preferred Last Line KeyV11441
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11441
Land Area0.733000
Water Area0.032000
City Alias Code
City Mixed CaseSouth Hackensack
City Alias Mixed CaseSouth Hackensack
Box Count146
SFDU724
MFDU0
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number333225
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]