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07624 Homeowners Insurance Quotes & Coverage Options
If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 07624 zip code find a great new policy that offers the coverage they need at a price they can afford.
GetHomeInsuranceQuotes.com makes shopping for a new policy in Closter, NJ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 07624.
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Quickly and Easily Compare Average Rates for 07624
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Closter, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.
Average Policy Rates in 07624
Homeowners in Closter are paying roughly $1085 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.
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07624 Home Insurance Average Premiums
$835 /yr.
Shows Zip Code: 07624 lowest rates with discounts applied on average.
For the 07624, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $835 /yr. |
| Average Coverage: | $1085 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1385 /yr. |
What is the average home insurance cost for a home in 07624?
- • The average homeowners insurance premium paid annually for a home in 07624 is around $1085 per year.
What does it cost on average per month for home insurance in 07624?
- • Homeowners in 07624 pay a monthly average cost per month around $90.00.
What kind of discount could I get if I combine my home and auto insurance together in 07624?
- • Autoowners in 07624 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Closter area, check out other zip codes nearby 07624.
Review average rates in another zip code:
07624 homeowners insurance rates
Home Replacement Cost Coverage in 07624
Average Building Cost Per Square Foot in 07624: $193
Location: Closter, New Jersey (Bergen County)Average Square Footage in 07624: 3,616 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 07624 before you start any project. Closter homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07624 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 07624 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,616 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Closter area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $193 | 3,616 | $697,800 |
| Additional Upgrades & Added Features | $241 | 3,616 | $872,250 |
| Major Home Updates or Advancements | $290 | 3,616 | $1,046,700 |
It's important to understand that when you estimate your replacement cost of your home in the 07624 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 07624
Allstate Insurance - Paul (Taehee) Lee
Address: 105 Ver Valen Street Closter, NJ 07624Phone: (201)784-1371
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16272
Best Home & Auto Insurance Agencies in 07624
Allstate Insurance - Paul (Taehee) Lee
Address: 105 Vervalen St Closter, NJ 07624Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16272
Info:
Desimone- Daniel
Address: 294 Harrington Ave Closter, NJ 07624Phone:
Website:
Info:
Retcho Jr, Joseph - Retcho Agency Incorporated
Address: 308 Harrington Ave Closter, NJ 07624Phone:
Website: http://www.retchoagency.com/
Info:
Housing Demographics for 07624
Population Review for 07624 Zip Code
For the city of Closter, the population within 07624 has increased to over 8,920 residents in population size. The current population total is 8,594. We have broken down the population based on race below. In 07624, there are over 4260 in male population and 4334 females.
| Population | Values |
|---|---|
| Total Population | 8,594 |
| White Population | 4640 |
| Black Population | 96 |
| Hispanic Population | 725 |
| Asian Population | 3032 |
| Hawaiian Population | 0 |
| Indian Population | 13 |
| Other Population | 233 |
| Male Population | 4260 |
| Female Population | 4334 |
| Population Estimate | 8920 |
Household Data for 07624
The average number of homes in 07624 is around 2,762, there are an average of 3.09 per household. The average house value according to local real estate values is around $697,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 2,762 |
| Persons Per Household | 3.09 |
| Average House Value | $697,800 |
| Income Per Household | $166125 |
| Median Age | 43.8 |
| Median Age Male | 43.1 |
| Median Age Female | 44.2 |
| 07624 Details | Values |
|---|---|
| State | NJ |
| State Full Name | New Jersey |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 201/551 |
| City | Closter |
| City Alias Name | CLOSTER |
| County | Bergen |
| County FIPS | 003 |
| State FIPS | 34 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 5602 |
| PMSA | 0875 |
| CSA | 408 |
| CBSA | 35620 |
| CBSA_DIV | 35614 |
| CBSA_Type | Metro |
| CBSA_Name | New York-Newark-Jersey City, NY-NJ |
| MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
| PMSA_Name | Bergen-Passaic, NJ PMSA |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 443 |
| Number Of Employees | 3549 |
| Business First Quarter Payroll | 35323 |
| Business Annual Payroll | 164573 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 18897109 |
| CBSA Division Population | 11576251 |
| Congressional District | 05 |
| Congressional LandArea | 991.3 |
| Delivery Residential | 2887 |
| Delivery Business | 398 |
| Delivery Total | 4435 |
| Preferred Last Line Key | V10279 |
| Classification Code | |
| Multi-County | |
| CSA Name | New York-Newark, NY-NJ-CT-PA |
| CBSA_DIV_Name | New York-Jersey City-White Plains, NY-NJ |
| City State Key | V10279 |
| Land Area | 3.160000 |
| Water Area | 0.142000 |
| City Alias Code | |
| City Mixed Case | Closter |
| City Alias Mixed Case | Closter |
| Box Count | 70 |
| SFDU | 2823 |
| MFDU | 30 |
| State ANSI | 34 |
| County ANSI | 003 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 331710 |
| Unique ZIP Name | |
| SSA State County Code | 31100 |
| Medicare CBSA Code | 35614 |
| Medicare CBSA Name | New York-Jersey City-White Plains, NY-NJ |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Bergen |
New Jersey Homeowners Insurance News & Information
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Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
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FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]