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If you live in the 07626 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Cresskill have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NJ licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 07626 and then compare quotes from a variety of nationwide insurance companies.

07626 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 07626 the average premium for homeowners coverage is $1051 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 07626. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 07626 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Cresskill, NJ home insurance quotes in your area.

07626 Home Insurance Average Premiums

Local 07626 homeowners insurance quotes comparison

$801 /yr.

Shows Zip Code: 07626 lowest rates with discounts applied on average.

For the 07626, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$801 /yr.
Average Coverage:$1051 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1351 /yr.

What is the average home insurance cost for a home in 07626?

  • • The average homeowners insurance premium paid annually for a home in 07626 is around $1051 per year.

What does it cost on average per month for home insurance in 07626?

  • • Homeowners in 07626 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 07626?

  • • Autoowners in 07626 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cresskill area, check out other zip codes nearby 07626.
Review average rates in another zip code:
07626 homeowners insurance rates

Home Replacement Cost Coverage in 07626

Average Building Cost Per Square Foot in 07626: $193

Location: Cresskill, New Jersey (Bergen County)

Average Square Footage in 07626: 3,505 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07626 before you start any project. Cresskill homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07626 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07626 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,505 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cresskill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1933,505$676,400
Additional Upgrades & Added Features$2413,505$845,500
Major Home Updates or Advancements$2903,505$1,014,600

It's important to understand that when you estimate your replacement cost of your home in the 07626 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07626

Best Home & Auto Insurance Agencies in 07626

Housing Demographics for 07626

Population Review for 07626 Zip Code

For the city of Cresskill, the population within 07626 has increased to over 9,169 residents in population size. The current population total is 9,155. We have broken down the population based on race below. In 07626, there are over 4393 in male population and 4762 females.

PopulationValues
Total Population9,155
White Population5430
Black Population99
Hispanic Population630
Asian Population2869
Hawaiian Population1
Indian Population10
Other Population155
Male Population4393
Female Population4762
Population Estimate9169

Household Data for 07626

The average number of homes in 07626 is around 3,015, there are an average of 2.98 per household. The average house value according to local real estate values is around $676,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,015
Persons Per Household2.98
Average House Value$676,400
Income Per Household$155515
Median Age44.5
Median Age Male43.1
Median Age Female45.8
07626 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code201/551
CityCresskill
City Alias NameCRESSKILL
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses262
Number Of Employees1338
Business First Quarter Payroll18467
Business Annual Payroll78193
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential3077
Delivery Business187
Delivery Total3420
Preferred Last Line KeyV10304
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV10304
Land Area2.065000
Water Area0.005000
City Alias Code
City Mixed CaseCresskill
City Alias Mixed CaseCresskill
Box Count63
SFDU2645
MFDU153
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number331935
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]