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Searching for Homeowners Insurance in 07631

If you are a homeowners that lives in 07631 you may be searching for more affordable homeowners insurance in Englewood. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Englewood, NJ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New Jersey licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 07631 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Englewood, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 07631 Home Insurance Costs: high!

In Englewood, homeowners are paying roughly $956 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 07631 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Englewood are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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07631 Home Insurance Average Premiums

Local 07631 homeowners insurance quotes comparison

$706 /yr.

Shows Zip Code: 07631 lowest rates with discounts applied on average.

For the 07631, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$706 /yr.
Average Coverage:$956 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1256 /yr.

What is the average home insurance cost for a home in 07631?

  • • The average homeowners insurance premium paid annually for a home in 07631 is around $956 per year.

What does it cost on average per month for home insurance in 07631?

  • • Homeowners in 07631 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 07631?

  • • Autoowners in 07631 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Englewood area, check out other zip codes nearby 07631.
Review average rates in another zip code:
07631 homeowners insurance rates

Home Replacement Cost Coverage in 07631

Average Building Cost Per Square Foot in 07631: $193

Location: Englewood, New Jersey (Bergen County)

Average Square Footage in 07631: 2,125 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07631 before you start any project. Englewood homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07631 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07631 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,125 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Englewood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,125$410,200
Additional Upgrades & Added Features$2412,125$512,750
Major Home Updates or Advancements$2902,125$615,300

It's important to understand that when you estimate your replacement cost of your home in the 07631 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07631

Best Home & Auto Insurance Agencies in 07631

State Farm Insurance Companies

Address: 16 Grand Ave Englewood, NJ 07631
Phone:
Website:
Info:

Housing Demographics for 07631

Population Review for 07631 Zip Code

For the city of Englewood, the population within 07631 has increased to over 29,711 residents in population size. The current population total is 29,308. We have broken down the population based on race below. In 07631, there are over 13905 in male population and 15403 females.

PopulationValues
Total Population29,308
White Population9857
Black Population7649
Hispanic Population9639
Asian Population2881
Hawaiian Population18
Indian Population204
Other Population4979
Male Population13905
Female Population15403
Population Estimate29711

Household Data for 07631

The average number of homes in 07631 is around 10,909, there are an average of 2.67 per household. The average house value according to local real estate values is around $410,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,909
Persons Per Household2.67
Average House Value$410,200
Income Per Household$91164
Median Age40.3
Median Age Male38.3
Median Age Female42.3
07631 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code201/551
CityEnglewood
City Alias NameENGLEWOOD
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1234
Number Of Employees16605
Business First Quarter Payroll308093
Business Annual Payroll1204065
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential11128
Delivery Business1291
Delivery Total12941
Preferred Last Line KeyV10424
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV10424
Land Area4.946000
Water Area0.024000
City Alias Code
City Mixed CaseEnglewood
City Alias Mixed CaseEnglewood
Box Count267
SFDU6680
MFDU2444
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number332430
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]