Get multiple home insurance quotes in 07648. Our licensed 07648, NJ agents are ready to serve you.

Homeowners Insurance in 07648

For homeowners living in 07648, you want more affordable home insurance rates in Norwood, right? Our rates are very competitive for homeowners living in the great city of Norwood, NJ. Many homeowners living in the 07648 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 07648 should appear in the zip code field ready to go. Comparing Norwood, NJ Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

07648 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Norwood pay around $956 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New Jersey home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 07648 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Norwood homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New Jersey home insurance premium today!

Get 07648 Homeowners Insurance Rates Now!

07648 Home Insurance Average Premiums

Local 07648 homeowners insurance quotes comparison

$706 /yr.

Shows Zip Code: 07648 lowest rates with discounts applied on average.

For the 07648, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$706 /yr.
Average Coverage:$956 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1256 /yr.

What is the average home insurance cost for a home in 07648?

  • • The average homeowners insurance premium paid annually for a home in 07648 is around $956 per year.

What does it cost on average per month for home insurance in 07648?

  • • Homeowners in 07648 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 07648?

  • • Autoowners in 07648 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norwood area, check out other zip codes nearby 07648.
Review average rates in another zip code:
07648 homeowners insurance rates

Home Replacement Cost Coverage in 07648

Average Building Cost Per Square Foot in 07648: $193

Location: Norwood, New Jersey (Bergen County)

Average Square Footage in 07648: 3,188 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07648 before you start any project. Norwood homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07648 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07648 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,188 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1933,188$615,300
Additional Upgrades & Added Features$2413,188$769,125
Major Home Updates or Advancements$2903,188$922,950

It's important to understand that when you estimate your replacement cost of your home in the 07648 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07648

Allstate Insurance - James Purcell

Address: 425 Livingston Street Norwood, NJ 07648
Phone: (201)750-4999
Website:

Best Home & Auto Insurance Agencies in 07648

Allstate Insurance - James Purcell

Address: 425 Livingston St Norwood, NJ 07648
Phone:
Website:
Info:

Housing Demographics for 07648

Population Review for 07648 Zip Code

For the city of Norwood, the population within 07648 has increased to over 6,043 residents in population size. The current population total is 5,641. We have broken down the population based on race below. In 07648, there are over 2654 in male population and 2987 females.

PopulationValues
Total Population5,641
White Population3297
Black Population85
Hispanic Population418
Asian Population1812
Hawaiian Population0
Indian Population5
Other Population109
Male Population2654
Female Population2987
Population Estimate6043

Household Data for 07648

The average number of homes in 07648 is around 1,943, there are an average of 2.82 per household. The average house value according to local real estate values is around $615,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,943
Persons Per Household2.82
Average House Value$615,300
Income Per Household$144390
Median Age47.0
Median Age Male45.9
Median Age Female48.2
07648 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code201/551
CityNorwood
City Alias NameNORWOOD
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses205
Number Of Employees1571
Business First Quarter Payroll21591
Business Annual Payroll98512
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential2143
Delivery Business204
Delivery Total2568
Preferred Last Line KeyV11084
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11084
Land Area2.785000
Water Area0.009000
City Alias Code
City Mixed CaseNorwood
City Alias Mixed CaseNorwood
Box Count61
SFDU1728
MFDU68
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number336015
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]