Get multiple home insurance quotes in 07660. Our licensed 07660, NJ agents are ready to serve you.

Compare 07660 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 07660 area? The average homeowners premium in New Jersey for a standard homeowners policy is around $906/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 07660 zip code, the population size is around 13,224 with 4,986 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 07660.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Ridgefield Park, NJ Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NJ RateDiscountsSavingsShop Rates
$1,277up to 40% off$511

07660 Home Insurance Average Premiums

Local 07660 homeowners insurance quotes comparison

$656 /yr.

Shows Zip Code: 07660 lowest rates with discounts applied on average.

For the 07660, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$656 /yr.
Average Coverage:$906 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1206 /yr.

What is the average home insurance cost for a home in 07660?

  • • The average homeowners insurance premium paid annually for a home in 07660 is around $906 per year.

What does it cost on average per month for home insurance in 07660?

  • • Homeowners in 07660 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 07660?

  • • Autoowners in 07660 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ridgefield Park area, check out other zip codes nearby 07660.
Review average rates in another zip code:
07660 homeowners insurance rates

Home Replacement Cost Coverage in 07660

Average Building Cost Per Square Foot in 07660: $193

Location: Ridgefield Park, New Jersey (Bergen County)

Average Square Footage in 07660: 2,013 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07660 before you start any project. Ridgefield Park homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07660 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07660 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,013 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ridgefield Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,013$388,600
Additional Upgrades & Added Features$2412,013$485,750
Major Home Updates or Advancements$2902,013$582,900

It's important to understand that when you estimate your replacement cost of your home in the 07660 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07660

Best Home & Auto Insurance Agencies in 07660

Mc Cormack Peter CFP

Address: 83 Park St Ridgefield Park, NJ 07660
Phone:
Website:
Info:

Housing Demographics for 07660

Population Review for 07660 Zip Code

For the city of Ridgefield Park, the population within 07660 has increased to over 12,669 residents in population size. The current population total is 13,224. We have broken down the population based on race below. In 07660, there are over 6361 in male population and 6863 females.

PopulationValues
Total Population13,224
White Population5272
Black Population851
Hispanic Population6189
Asian Population1489
Hawaiian Population5
Indian Population115
Other Population2960
Male Population6361
Female Population6863
Population Estimate12669

Household Data for 07660

The average number of homes in 07660 is around 4,986, there are an average of 2.65 per household. The average house value according to local real estate values is around $388,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,986
Persons Per Household2.65
Average House Value$388,600
Income Per Household$86502
Median Age40.5
Median Age Male39.0
Median Age Female41.7
07660 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias AbbreviationRIDGEFIELD PK
Area Code201/551
CityRidgefield Park
City Alias NameRIDGEFIELD PARK
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses319
Number Of Employees7562
Business First Quarter Payroll164376
Business Annual Payroll648183
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential4781
Delivery Business354
Delivery Total6083
Preferred Last Line KeyV11290
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11290
Land Area1.705000
Water Area0.207000
City Alias Code
City Mixed CaseRidgefield Park
City Alias Mixed CaseRidgefield Park
Box Count95
SFDU3461
MFDU319
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number337155
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]