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Compare 07663 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Saddle Brook just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 5,378 neighbors looking to save on their home insurance policy in the local 07663 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 07663. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New Jersey rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Saddle Brook, NJ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Saddle Brook, NJ

07663 Home Insurance Average Premiums

Local 07663 homeowners insurance quotes comparison

$661 /yr.

Shows Zip Code: 07663 lowest rates with discounts applied on average.

For the 07663, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$661 /yr.
Average Coverage:$911 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1211 /yr.

What is the average home insurance cost for a home in 07663?

  • • The average homeowners insurance premium paid annually for a home in 07663 is around $911 per year.

What does it cost on average per month for home insurance in 07663?

  • • Homeowners in 07663 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 07663?

  • • Autoowners in 07663 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saddle Brook area, check out other zip codes nearby 07663.
Review average rates in another zip code:
07663 homeowners insurance rates

Home Replacement Cost Coverage in 07663

Average Building Cost Per Square Foot in 07663: $193

Location: Saddle Brook, New Jersey (Bergen County)

Average Square Footage in 07663: 2,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07663 before you start any project. Saddle Brook homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07663 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07663 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,025 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saddle Brook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,025$390,900
Additional Upgrades & Added Features$2412,025$488,625
Major Home Updates or Advancements$2902,025$586,350

It's important to understand that when you estimate your replacement cost of your home in the 07663 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07663

Best Home & Auto Insurance Agencies in 07663

Coby- Emmanuel

Address: 275 Market St Saddle Brook, NJ 07663
Phone:
Website:
Info:

Housing Demographics for 07663

Population Review for 07663 Zip Code

For the city of Saddle Brook, the population within 07663 has increased to over 14,229 residents in population size. The current population total is 14,294. We have broken down the population based on race below. In 07663, there are over 6900 in male population and 7394 females.

PopulationValues
Total Population14,294
White Population10061
Black Population480
Hispanic Population2748
Asian Population1234
Hawaiian Population2
Indian Population24
Other Population1093
Male Population6900
Female Population7394
Population Estimate14229

Household Data for 07663

The average number of homes in 07663 is around 5,378, there are an average of 2.64 per household. The average house value according to local real estate values is around $390,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,378
Persons Per Household2.64
Average House Value$390,900
Income Per Household$113738
Median Age43.3
Median Age Male41.8
Median Age Female44.7
07663 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias Abbreviation
Area Code201/551/862/973
CitySaddle Brook
City Alias NameSADDLE BROOK
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses559
Number Of Employees11753
Business First Quarter Payroll184716
Business Annual Payroll777573
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09
Congressional LandArea95.34
Delivery Residential5390
Delivery Business610
Delivery Total6459
Preferred Last Line KeyV11345
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11345
Land Area2.692000
Water Area0.064000
City Alias Code
City Mixed CaseSaddle Brook
City Alias Mixed CaseSaddle Brook
Box Count143
SFDU4322
MFDU230
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number337335
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]