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07720 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 07720 zip code it's important to know that our rates are very competitive for homeowners living in Bradley Beach, NJ. Many homeowners based out of your 07720 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 07720 should appear in the zip code field ready to go. For Bradley Beach, NJ Homeowners Insurance Quotes nearby, we offer the best rates and service.

07720: Average Home Insurance Rates

For homeowners living in the great city of Bradley Beach, the average homeowners policy is considered high in comparison to other states. New Jersey premiums are estimated to be around $854 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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07720 Home Insurance Average Premiums

Local 07720 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 07720 lowest rates with discounts applied on average.

For the 07720, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1154 /yr.

What is the average home insurance cost for a home in 07720?

  • • The average homeowners insurance premium paid annually for a home in 07720 is around $854 per year.

What does it cost on average per month for home insurance in 07720?

  • • Homeowners in 07720 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 07720?

  • • Autoowners in 07720 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bradley Beach area, check out other zip codes nearby 07720.
Review average rates in another zip code:
07720 homeowners insurance rates

Home Replacement Cost Coverage in 07720

Average Building Cost Per Square Foot in 07720: $193

Location: Bradley Beach, New Jersey (Monmouth County)

Average Square Footage in 07720: 3,795 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07720 before you start any project. Bradley Beach homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07720 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07720 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,795 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bradley Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1933,795$732,400
Additional Upgrades & Added Features$2413,795$915,500
Major Home Updates or Advancements$2903,795$1,098,600

It's important to understand that when you estimate your replacement cost of your home in the 07720 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07720

Best Home & Auto Insurance Agencies in 07720

Booker Insurance Agency

Address: 625 2nd Ave Bradley Beach, NJ 07720
Phone:
Website:
Info:

Housing Demographics for 07720

Population Review for 07720 Zip Code

For the city of Bradley Beach, the population within 07720 has increased to over 4,960 residents in population size. The current population total is 4,175. We have broken down the population based on race below. In 07720, there are over 2036 in male population and 2139 females.

PopulationValues
Total Population4,175
White Population3146
Black Population69
Hispanic Population875
Asian Population57
Hawaiian Population1
Indian Population39
Other Population500
Male Population2036
Female Population2139
Population Estimate4960

Household Data for 07720

The average number of homes in 07720 is around 2,157, there are an average of 1.94 per household. The average house value according to local real estate values is around $732,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,157
Persons Per Household1.94
Average House Value$732,400
Income Per Household$90357
Median Age46.4
Median Age Male45.4
Median Age Female47.9
07720 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code732/848
CityBradley Beach
City Alias NameBRADLEY BEACH
CountyMonmouth
County FIPS025
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses116
Number Of Employees646
Business First Quarter Payroll3850
Business Annual Payroll21844
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District06
Congressional LandArea215.55
Delivery Residential2557
Delivery Business117
Delivery Total3881
Preferred Last Line KeyV10156
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV10156
Land Area0.608000
Water Area0.021000
City Alias Code
City Mixed CaseBradley Beach
City Alias Mixed CaseBradley Beach
Box Count120
SFDU1781
MFDU530
State ANSI34
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number330945
Unique ZIP Name
SSA State County Code31290
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonmouth

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]