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Home Insurance Rates in 07723

For homeowners shopping online in 07723, our insurance rates are very competitive for homeowners living in Deal, NJ. Many homeowners based out of the great city of Deal have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 07723, simply click the "Get Multiple Quotes Now" button. Your 07723 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Deal, NJ Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

07723 Home Insurance Rating is: High!

If you live in 07723, you can easily save up to 40% off the average home insurance premium of $829 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Deal can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 07723 today!

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07723 Home Insurance Average Premiums

Local 07723 homeowners insurance quotes comparison

$579 /yr.

Shows Zip Code: 07723 lowest rates with discounts applied on average.

For the 07723, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$579 /yr.
Average Coverage:$829 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1129 /yr.

What is the average home insurance cost for a home in 07723?

  • • The average homeowners insurance premium paid annually for a home in 07723 is around $829 per year.

What does it cost on average per month for home insurance in 07723?

  • • Homeowners in 07723 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 07723?

  • • Autoowners in 07723 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deal area, check out other zip codes nearby 07723.
Review average rates in another zip code:
07723 homeowners insurance rates

Home Replacement Cost Coverage in 07723

Average Building Cost Per Square Foot in 07723: $193

Location: Deal, New Jersey (Monmouth County)

Average Square Footage in 07723: 5,527 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07723 before you start any project. Deal homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07723 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07723 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,527 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deal area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1935,527$1,066,700
Additional Upgrades & Added Features$2415,527$1,333,375
Major Home Updates or Advancements$2905,527$1,600,050

It's important to understand that when you estimate your replacement cost of your home in the 07723 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07723

Best Home & Auto Insurance Agencies in 07723

Housing Demographics for 07723

Population Review for 07723 Zip Code

For the city of Deal, the population within 07723 has increased to over 3,099 residents in population size. The current population total is 1,263. We have broken down the population based on race below. In 07723, there are over 627 in male population and 636 females.

PopulationValues
Total Population1,263
White Population1052
Black Population21
Hispanic Population136
Asian Population10
Hawaiian Population0
Indian Population1
Other Population84
Male Population627
Female Population636
Population Estimate3099

Household Data for 07723

The average number of homes in 07723 is around 486, there are an average of 2.60 per household. The average house value according to local real estate values is around $1,066,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode486
Persons Per Household2.60
Average House Value$1,066,700
Income Per Household$62292
Median Age39.9
Median Age Male33.9
Median Age Female43.9
07723 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code732/848
CityDeal
City Alias NameDEAL
CountyMonmouth
County FIPS025
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses52
Number Of Employees265
Business First Quarter Payroll2630
Business Annual Payroll16607
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District04|06
Congressional LandArea691.88|215.55
Delivery Residential1192
Delivery Business64
Delivery Total1721
Preferred Last Line KeyV10315
Classification Code
Multi-CountyY
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV10315
Land Area1.643000
Water Area0.136000
City Alias Code
City Mixed CaseDeal
City Alias Mixed CaseDeal
Box Count49
SFDU1130
MFDU62
State ANSI34
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number331995
Unique ZIP Name
SSA State County Code31290
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonmouth

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

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