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Homeowners Insurance in 07726

For homeowners living in 07726, you want more affordable home insurance rates in Englishtown, right? Our rates are very competitive for homeowners living in the great city of Englishtown, NJ. Many homeowners living in the 07726 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 07726 should appear in the zip code field ready to go. Comparing Englishtown, NJ Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

07726 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Englishtown pay around $943 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New Jersey home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 07726 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Englishtown homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New Jersey home insurance premium today!

Get 07726 Homeowners Insurance Rates Now!

07726 Home Insurance Average Premiums

Local 07726 homeowners insurance quotes comparison

$693 /yr.

Shows Zip Code: 07726 lowest rates with discounts applied on average.

For the 07726, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$693 /yr.
Average Coverage:$943 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1243 /yr.

What is the average home insurance cost for a home in 07726?

  • • The average homeowners insurance premium paid annually for a home in 07726 is around $943 per year.

What does it cost on average per month for home insurance in 07726?

  • • Homeowners in 07726 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 07726?

  • • Autoowners in 07726 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Englishtown area, check out other zip codes nearby 07726.
Review average rates in another zip code:
07726 homeowners insurance rates

Home Replacement Cost Coverage in 07726

Average Building Cost Per Square Foot in 07726: $193

Location: Englishtown, New Jersey (Monmouth County)

Average Square Footage in 07726: 2,515 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07726 before you start any project. Englishtown homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07726 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07726 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,515 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Englishtown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,515$485,400
Additional Upgrades & Added Features$2412,515$606,750
Major Home Updates or Advancements$2902,515$728,100

It's important to understand that when you estimate your replacement cost of your home in the 07726 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07726

Allstate Insurance - Donn Sharer

Address: 500 State Route 33 Suite 1d Englishtown, NJ 07726
Phone: (732)446-4919
Website:

Allstate Insurance - Michael Beer

Address: 249 Gordons Corner Road Englishtown, NJ 07726
Phone: (732)972-2899
Website:

Best Home & Auto Insurance Agencies in 07726

Beer, Michael J Owner - the Beer Family Agency

Address: 249 Gordons Corner Rd Manalapan, NJ 07726
Phone:
Website: http://www.allstateagencies.com/Mikebeer
Info:

Safar- Thomas F

Address: 322 US-9 Englishtown, NJ 07726
Phone:
Website:
Info:

Corporate Star LLC

Address: 610 Bridge Plaza Dr Englishtown, NJ 07726
Phone:
Website: http://www.corpstar.com
Info:

Five Star Insurance Agency

Address: 270 US-9 Manalapan, NJ 07726
Phone:
Website: http://www.fivestarins.com
Info:

Five Star Insurance Agency, Llc

Address: 270 US-9 Englishtown, NJ 07726
Phone:
Website: http://www.national.citysearch.com/profile/external/662296020/englishtown_nj/five_star_insurance_agency_llc.html
Info:

Housing Demographics for 07726

Population Review for 07726 Zip Code

For the city of Englishtown, the population within 07726 has increased to over 46,513 residents in population size. The current population total is 44,945. We have broken down the population based on race below. In 07726, there are over 21784 in male population and 23161 females.

PopulationValues
Total Population44,945
White Population36081
Black Population1054
Hispanic Population3667
Asian Population4030
Hawaiian Population8
Indian Population44
Other Population933
Male Population21784
Female Population23161
Population Estimate46513

Household Data for 07726

The average number of homes in 07726 is around 15,876, there are an average of 2.82 per household. The average house value according to local real estate values is around $485,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,876
Persons Per Household2.82
Average House Value$485,400
Income Per Household$135953
Median Age45.2
Median Age Male44.0
Median Age Female46.3
07726 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code732/908/848
CityEnglishtown
City Alias NameENGLISHTOWN
CountyMonmouth
County FIPS025
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1290
Number Of Employees12595
Business First Quarter Payroll110682
Business Annual Payroll528505
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District03|12
Congressional LandArea899.7|412.23
Delivery Residential16494
Delivery Business1096
Delivery Total20305
Preferred Last Line KeyV10429
Classification Code
Multi-CountyY
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV10429
Land Area33.081000
Water Area0.263000
City Alias Code
City Mixed CaseEnglishtown
City Alias Mixed CaseEnglishtown
Box Count151
SFDU11637
MFDU1902
State ANSI34
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number332445
Unique ZIP Name
SSA State County Code31290
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonmouth

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]