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07734 Home Insurance Rates & Premiums
Did you know there are over 12,772 people living within the 07734 zip code area? There are over 4,934 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 07734.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in New Jersey are on the rise. The estimated average premium is around $925 a year for a standard homeowners insurance policy in Keansburg. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
07734 Home Insurance Average Premiums
For the 07734, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $675 /yr. |
Average Coverage: | $925 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1225 /yr. |
What is the average home insurance cost for a home in 07734?
- • The average homeowners insurance premium paid annually for a home in 07734 is around $925 per year.
What does it cost on average per month for home insurance in 07734?
- • Homeowners in 07734 pay a monthly average cost per month around $77.00.
What kind of discount could I get if I combine my home and auto insurance together in 07734?
- • Autoowners in 07734 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Keansburg area, check out other zip codes nearby 07734.
Review average rates in another zip code:
07734 homeowners insurance rates
Home Replacement Cost Coverage in 07734
Average Building Cost Per Square Foot in 07734: $193
Location: Keansburg, New Jersey (Monmouth County)Average Square Footage in 07734: 1,233 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 07734 before you start any project. Keansburg homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07734 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 07734 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,233 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Keansburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $193 | 1,233 | $238,000 |
Additional Upgrades & Added Features | $241 | 1,233 | $297,500 |
Major Home Updates or Advancements | $290 | 1,233 | $357,000 |
It's important to understand that when you estimate your replacement cost of your home in the 07734 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 07734
Best Home & Auto Insurance Agencies in 07734
WA Conroy & Son
Address: 64 Church St Keansburg, NJ 07734Phone:
Website:
Info:
Housing Demographics for 07734
Population Review for 07734 Zip Code
For the city of Keansburg, the population within 07734 has increased to over 13,060 residents in population size. The current population total is 12,772. We have broken down the population based on race below. In 07734, there are over 6206 in male population and 6566 females.
Population | Values |
---|---|
Total Population | 12,772 |
White Population | 9152 |
Black Population | 1107 |
Hispanic Population | 2308 |
Asian Population | 322 |
Hawaiian Population | 9 |
Indian Population | 40 |
Other Population | 842 |
Male Population | 6206 |
Female Population | 6566 |
Population Estimate | 13060 |
Household Data for 07734
The average number of homes in 07734 is around 4,934, there are an average of 2.57 per household. The average house value according to local real estate values is around $238,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 4,934 |
Persons Per Household | 2.57 |
Average House Value | $238,000 |
Income Per Household | $79425 |
Median Age | 39.0 |
Median Age Male | 38.0 |
Median Age Female | 40.2 |
07734 Details | Values |
---|---|
State | NJ |
State Full Name | New Jersey |
City Type | P |
City Alias Abbreviation | |
Area Code | 732/848 |
City | Keansburg |
City Alias Name | KEANSBURG |
County | Monmouth |
County FIPS | 025 |
State FIPS | 34 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5190 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 29484 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | Monmouth-Ocean, NJ PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 139 |
Number Of Employees | 1159 |
Business First Quarter Payroll | 8730 |
Business Annual Payroll | 41417 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 2340249 |
Congressional District | 06 |
Congressional LandArea | 215.55 |
Delivery Residential | 5082 |
Delivery Business | 155 |
Delivery Total | 6655 |
Preferred Last Line Key | V10712 |
Classification Code | |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | Lakewood-New Brunswick, NJ |
City State Key | V10712 |
Land Area | 1.698000 |
Water Area | 0.446000 |
City Alias Code | |
City Mixed Case | Keansburg |
City Alias Mixed Case | Keansburg |
Box Count | 87 |
SFDU | 4544 |
MFDU | 460 |
State ANSI | 34 |
County ANSI | 025 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 333945 |
Unique ZIP Name | |
SSA State County Code | 31290 |
Medicare CBSA Code | 35154 |
Medicare CBSA Name | New Brunswick-Lakewood, NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Monmouth |
New Jersey Homeowners Insurance News & Information
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Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
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FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]