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07735 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 07735? There are over 7,338 occupied homes in the 07735 area. With a population size of 18,652, it's not uncommon for residence of Keyport, NJ to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New Jersey is around $905 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 07735 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Keyport, NJ Home Insurance Rate Quotes

07735 Home Insurance Average Premiums

Local 07735 homeowners insurance quotes comparison

$655 /yr.

Shows Zip Code: 07735 lowest rates with discounts applied on average.

For the 07735, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$655 /yr.
Average Coverage:$905 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1205 /yr.

What is the average home insurance cost for a home in 07735?

  • • The average homeowners insurance premium paid annually for a home in 07735 is around $905 per year.

What does it cost on average per month for home insurance in 07735?

  • • Homeowners in 07735 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 07735?

  • • Autoowners in 07735 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Keyport area, check out other zip codes nearby 07735.
Review average rates in another zip code:
07735 homeowners insurance rates

Home Replacement Cost Coverage in 07735

Average Building Cost Per Square Foot in 07735: $193

Location: Keyport, New Jersey (Monmouth County)

Average Square Footage in 07735: 1,509 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07735 before you start any project. Keyport homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07735 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07735 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,509 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Keyport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,509$291,200
Additional Upgrades & Added Features$2411,509$364,000
Major Home Updates or Advancements$2901,509$436,800

It's important to understand that when you estimate your replacement cost of your home in the 07735 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07735

Bittner & Carton Insurance Agency

Address: Highway 36 & Atlantic Street Keyport, NJ 07735
Phone: (732)264-2916
Website:

Colonial Insurance Management Inc

Address: 65 Main Street Keyport, NJ 07735
Phone: (732)203-1200
Website: www.colonialinsmgt.com

Best Home & Auto Insurance Agencies in 07735

Bittner & Carton Insurance Agency

Address: RT-36 & Atlantic St Keyport, NJ 07735
Phone:
Website:
Info:

Housing Demographics for 07735

Population Review for 07735 Zip Code

For the city of Keyport, the population within 07735 has increased to over 19,296 residents in population size. The current population total is 18,652. We have broken down the population based on race below. In 07735, there are over 9133 in male population and 9519 females.

PopulationValues
Total Population18,652
White Population13791
Black Population1056
Hispanic Population3216
Asian Population623
Hawaiian Population6
Indian Population65
Other Population1261
Male Population9133
Female Population9519
Population Estimate19296

Household Data for 07735

The average number of homes in 07735 is around 7,338, there are an average of 2.54 per household. The average house value according to local real estate values is around $291,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,338
Persons Per Household2.54
Average House Value$291,200
Income Per Household$86411
Median Age41.9
Median Age Male41.1
Median Age Female43.0
07735 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code732/848
CityKeyport
City Alias NameKEYPORT
CountyMonmouth
County FIPS025
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses316
Number Of Employees2840
Business First Quarter Payroll44139
Business Annual Payroll177309
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District06
Congressional LandArea215.55
Delivery Residential7597
Delivery Business451
Delivery Total8371
Preferred Last Line KeyV10721
Classification Code
Multi-CountyY
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV10721
Land Area4.855000
Water Area0.165000
City Alias Code
City Mixed CaseKeyport
City Alias Mixed CaseKeyport
Box Count171
SFDU6430
MFDU534
State ANSI34
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number334020
Unique ZIP Name
SSA State County Code31290
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonmouth

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]