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07739, NJ Home Insurance

In the zip code of 07739, the population size is around 6,122, which consists of 2,192 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Little Silver, NJ. A few years ago, a study was done and found that the average home insurance rates for New Jersey are around $827 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 07739 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Little Silver. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Little Silver, NJ Homeowners Insurance Online Rates Today!

07739 Home Insurance Average Premiums

Local 07739 homeowners insurance quotes comparison

$577 /yr.

Shows Zip Code: 07739 lowest rates with discounts applied on average.

For the 07739, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$577 /yr.
Average Coverage:$827 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1127 /yr.

What is the average home insurance cost for a home in 07739?

  • • The average homeowners insurance premium paid annually for a home in 07739 is around $827 per year.

What does it cost on average per month for home insurance in 07739?

  • • Homeowners in 07739 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 07739?

  • • Autoowners in 07739 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Little Silver area, check out other zip codes nearby 07739.
Review average rates in another zip code:
07739 homeowners insurance rates

Home Replacement Cost Coverage in 07739

Average Building Cost Per Square Foot in 07739: $193

Location: Little Silver, New Jersey (Monmouth County)

Average Square Footage in 07739: 3,674 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07739 before you start any project. Little Silver homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07739 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07739 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,674 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Little Silver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1933,674$709,100
Additional Upgrades & Added Features$2413,674$886,375
Major Home Updates or Advancements$2903,674$1,063,650

It's important to understand that when you estimate your replacement cost of your home in the 07739 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07739

Best Home & Auto Insurance Agencies in 07739

Mccue Captains Agency

Address: 680 Branch Ave Little Silver, NJ 07739
Phone:
Website: http://www.mccuecaptains.com
Info:

Housing Demographics for 07739

Population Review for 07739 Zip Code

For the city of Little Silver, the population within 07739 has increased to over 6,411 residents in population size. The current population total is 6,122. We have broken down the population based on race below. In 07739, there are over 2950 in male population and 3172 females.

PopulationValues
Total Population6,122
White Population5576
Black Population24
Hispanic Population261
Asian Population141
Hawaiian Population1
Indian Population3
Other Population39
Male Population2950
Female Population3172
Population Estimate6411

Household Data for 07739

The average number of homes in 07739 is around 2,192, there are an average of 2.79 per household. The average house value according to local real estate values is around $709,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,192
Persons Per Household2.79
Average House Value$709,100
Income Per Household$212069
Median Age45.0
Median Age Male43.5
Median Age Female46.0
07739 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code732/848
CityLittle Silver
City Alias NameLITTLE SILVER
CountyMonmouth
County FIPS025
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses215
Number Of Employees1670
Business First Quarter Payroll19496
Business Annual Payroll93042
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District06
Congressional LandArea215.55
Delivery Residential2298
Delivery Business221
Delivery Total2873
Preferred Last Line KeyV10787
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV10787
Land Area2.701000
Water Area0.607000
City Alias Code
City Mixed CaseLittle Silver
City Alias Mixed CaseLittle Silver
Box Count48
SFDU1934
MFDU0
State ANSI34
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number334515
Unique ZIP Name
SSA State County Code31290
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonmouth

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]