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Homeowners Insurance coverage in 07746
If you are a homeowner in 07746 or Marlboro, NJ you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Marlboro.
Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.
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What is the Average Home Insurance Rates in 07746?
Residents of Marlboro have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in New Jersey? While New Jersey is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, New Jersey comes in at 22 in the country for homeowners insurance premiums.
If you are living in 07746 zipcode, expect to pay around $874 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.
Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Marlboro does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.
Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.
07746 Home Insurance Average Premiums
For the 07746, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $624 /yr. |
Average Coverage: | $874 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1174 /yr. |
What is the average home insurance cost for a home in 07746?
- • The average homeowners insurance premium paid annually for a home in 07746 is around $874 per year.
What does it cost on average per month for home insurance in 07746?
- • Homeowners in 07746 pay a monthly average cost per month around $73.00.
What kind of discount could I get if I combine my home and auto insurance together in 07746?
- • Autoowners in 07746 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Marlboro area, check out other zip codes nearby 07746.
Review average rates in another zip code:
07746 homeowners insurance rates
Home Replacement Cost Coverage in 07746
Average Building Cost Per Square Foot in 07746: $193
Location: Marlboro, New Jersey (Monmouth County)Average Square Footage in 07746: 2,913 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 07746 before you start any project. Marlboro homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07746 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 07746 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,913 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marlboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $193 | 2,913 | $562,200 |
Additional Upgrades & Added Features | $241 | 2,913 | $702,750 |
Major Home Updates or Advancements | $290 | 2,913 | $843,300 |
It's important to understand that when you estimate your replacement cost of your home in the 07746 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 07746
Allstate Insurance - Mary C Urbano
Address: 35 Routet 79/N. Main St. Marlboro, NJ 07746Phone: (732)761-0380
Website:
Best Home & Auto Insurance Agencies in 07746
Allstate New Jersey Insurance Company - Mary Urbano
Address: 35 S Main St Marlboro, NJ 07746Phone:
Website: http://www.national.citysearch.com/profile/667344360/marlboro_nj/allstate_new_jersey_insurance_company_mary_urbano.html
Info:
Allstate Insurance - Mary C Urbano
Address: 35 Routet 79/N. Main St. Marlboro, NJ 07746Phone:
Website:
Info:
Housing Demographics for 07746
Population Review for 07746 Zip Code
For the city of Marlboro, the population within 07746 has increased to over 18,816 residents in population size. The current population total is 18,337. We have broken down the population based on race below. In 07746, there are over 8964 in male population and 9373 females.
Population | Values |
---|---|
Total Population | 18,337 |
White Population | 13673 |
Black Population | 255 |
Hispanic Population | 975 |
Asian Population | 3296 |
Hawaiian Population | 0 |
Indian Population | 20 |
Other Population | 226 |
Male Population | 8964 |
Female Population | 9373 |
Population Estimate | 18816 |
Household Data for 07746
The average number of homes in 07746 is around 6,119, there are an average of 2.99 per household. The average house value according to local real estate values is around $562,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 6,119 |
Persons Per Household | 2.99 |
Average House Value | $562,200 |
Income Per Household | $172765 |
Median Age | 46.1 |
Median Age Male | 45.2 |
Median Age Female | 47.0 |
07746 Details | Values |
---|---|
State | NJ |
State Full Name | New Jersey |
City Type | P |
City Alias Abbreviation | |
Area Code | 732/908/848 |
City | Marlboro |
City Alias Name | MARLBORO |
County | Monmouth |
County FIPS | 025 |
State FIPS | 34 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5190 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 29484 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | Monmouth-Ocean, NJ PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 507 |
Number Of Employees | 4806 |
Business First Quarter Payroll | 46772 |
Business Annual Payroll | 220852 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 2340249 |
Congressional District | 03 |
Congressional LandArea | 899.7 |
Delivery Residential | 6293 |
Delivery Business | 326 |
Delivery Total | 8979 |
Preferred Last Line Key | V10845 |
Classification Code | |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | Lakewood-New Brunswick, NJ |
City State Key | V10845 |
Land Area | 12.375000 |
Water Area | 0.057000 |
City Alias Code | |
City Mixed Case | Marlboro |
City Alias Mixed Case | Marlboro |
Box Count | 94 |
SFDU | 5944 |
MFDU | 0 |
State ANSI | 34 |
County ANSI | 025 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 334860 |
Unique ZIP Name | |
SSA State County Code | 31290 |
Medicare CBSA Code | 35154 |
Medicare CBSA Name | New Brunswick-Lakewood, NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Monmouth |
New Jersey Homeowners Insurance News & Information
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Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
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FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]