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If you live in the 07750 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Monmouth Beach have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NJ licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 07750 and then compare quotes from a variety of nationwide insurance companies.

07750 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 07750 the average premium for homeowners coverage is $988 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 07750. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 07750 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Monmouth Beach, NJ home insurance quotes in your area.

07750 Home Insurance Average Premiums

Local 07750 homeowners insurance quotes comparison

$738 /yr.

Shows Zip Code: 07750 lowest rates with discounts applied on average.

For the 07750, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$738 /yr.
Average Coverage:$988 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1288 /yr.

What is the average home insurance cost for a home in 07750?

  • • The average homeowners insurance premium paid annually for a home in 07750 is around $988 per year.

What does it cost on average per month for home insurance in 07750?

  • • Homeowners in 07750 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 07750?

  • • Autoowners in 07750 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Monmouth Beach area, check out other zip codes nearby 07750.
Review average rates in another zip code:
07750 homeowners insurance rates

Home Replacement Cost Coverage in 07750

Average Building Cost Per Square Foot in 07750: $193

Location: Monmouth Beach, New Jersey (Monmouth County)

Average Square Footage in 07750: 4,390 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07750 before you start any project. Monmouth Beach homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07750 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07750 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,390 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monmouth Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1934,390$847,300
Additional Upgrades & Added Features$2414,390$1,059,125
Major Home Updates or Advancements$2904,390$1,270,950

It's important to understand that when you estimate your replacement cost of your home in the 07750 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07750

Best Home & Auto Insurance Agencies in 07750

Housing Demographics for 07750

Population Review for 07750 Zip Code

For the city of Monmouth Beach, the population within 07750 has increased to over 4,049 residents in population size. The current population total is 3,174. We have broken down the population based on race below. In 07750, there are over 1505 in male population and 1669 females.

PopulationValues
Total Population3,174
White Population2934
Black Population9
Hispanic Population122
Asian Population37
Hawaiian Population0
Indian Population5
Other Population44
Male Population1505
Female Population1669
Population Estimate4049

Household Data for 07750

The average number of homes in 07750 is around 1,452, there are an average of 2.19 per household. The average house value according to local real estate values is around $847,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,452
Persons Per Household2.19
Average House Value$847,300
Income Per Household$131250
Median Age54.3
Median Age Male53.9
Median Age Female54.9
07750 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias AbbreviationMONMOUTH BCH
Area Code732/908
CityMonmouth Beach
City Alias NameMONMOUTH BEACH
CountyMonmouth
County FIPS025
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses76
Number Of Employees912
Business First Quarter Payroll14082
Business Annual Payroll69501
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District06
Congressional LandArea215.55
Delivery Residential1849
Delivery Business59
Delivery Total3320
Preferred Last Line KeyV10928
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV10928
Land Area1.042000
Water Area1.031000
City Alias Code
City Mixed CaseMonmouth Beach
City Alias Mixed CaseMonmouth Beach
Box Count120
SFDU1165
MFDU507
State ANSI34
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number335310
Unique ZIP Name
SSA State County Code31290
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonmouth

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]