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Quickly Revew Homeowners Insurance in 07755

If you own a home in Oakhurst, NJ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 07755 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New Jersey licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 07755 and start comparing rates now.

07755 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 07755 is $930 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 07755 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Oakhurst, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

07755 Home Insurance Average Premiums

Local 07755 homeowners insurance quotes comparison

$680 /yr.

Shows Zip Code: 07755 lowest rates with discounts applied on average.

For the 07755, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$680 /yr.
Average Coverage:$930 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1230 /yr.

What is the average home insurance cost for a home in 07755?

  • • The average homeowners insurance premium paid annually for a home in 07755 is around $930 per year.

What does it cost on average per month for home insurance in 07755?

  • • Homeowners in 07755 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 07755?

  • • Autoowners in 07755 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Oakhurst area, check out other zip codes nearby 07755.
Review average rates in another zip code:
07755 homeowners insurance rates

Home Replacement Cost Coverage in 07755

Average Building Cost Per Square Foot in 07755: $193

Location: Oakhurst, New Jersey (Monmouth County)

Average Square Footage in 07755: 2,480 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07755 before you start any project. Oakhurst homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07755 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07755 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,480 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Oakhurst area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,480$478,700
Additional Upgrades & Added Features$2412,480$598,375
Major Home Updates or Advancements$2902,480$718,050

It's important to understand that when you estimate your replacement cost of your home in the 07755 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07755

Best Home & Auto Insurance Agencies in 07755

Wharton/Atlantic

Address: PO Box 260 Oakhurst, NJ 07755
Phone:
Website:
Info:

Pierce- Vernon M

Address: 2105 RT-35 Oakhurst, NJ 07755
Phone:
Website:
Info:

Housing Demographics for 07755

Population Review for 07755 Zip Code

For the city of Oakhurst, the population within 07755 has increased to over 7,034 residents in population size. The current population total is 6,375. We have broken down the population based on race below. In 07755, there are over 3157 in male population and 3218 females.

PopulationValues
Total Population6,375
White Population5282
Black Population102
Hispanic Population562
Asian Population235
Hawaiian Population0
Indian Population7
Other Population248
Male Population3157
Female Population3218
Population Estimate7034

Household Data for 07755

The average number of homes in 07755 is around 2,205, there are an average of 2.89 per household. The average house value according to local real estate values is around $478,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,205
Persons Per Household2.89
Average House Value$478,700
Income Per Household$115436
Median Age41.5
Median Age Male38.0
Median Age Female44.9
07755 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code732/848
CityOakhurst
City Alias NameOAKHURST
CountyMonmouth
County FIPS025
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses270
Number Of Employees2238
Business First Quarter Payroll25302
Business Annual Payroll115860
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District04
Congressional LandArea691.88
Delivery Residential2434
Delivery Business293
Delivery Total3114
Preferred Last Line KeyV11095
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV11095
Land Area2.934000
Water Area0.003000
City Alias Code
City Mixed CaseOakhurst
City Alias Mixed CaseOakhurst
Box Count204
SFDU2347
MFDU0
State ANSI34
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number336030
Unique ZIP Name
SSA State County Code31290
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonmouth

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]