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07803 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 07803? Our rates are very competitive for homeowners living in Mine Hill, NJ. Many homeowners based out of your 07803 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 07803 should appear in the zip code field ready to go. For Mine Hill, NJ Home Insurance Rate Quotes click to review the best rates and service online!

07803 Average Premium is Rated: High!

Homeowners living in 07803 can easily save up to 40% off the average home insurance premium of $987 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Mine Hill that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 07803 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 07803!

07803 Home Insurance Average Premiums

Local 07803 homeowners insurance quotes comparison

$737 /yr.

Shows Zip Code: 07803 lowest rates with discounts applied on average.

For the 07803, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$737 /yr.
Average Coverage:$987 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1287 /yr.

What is the average home insurance cost for a home in 07803?

  • • The average homeowners insurance premium paid annually for a home in 07803 is around $987 per year.

What does it cost on average per month for home insurance in 07803?

  • • Homeowners in 07803 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 07803?

  • • Autoowners in 07803 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mine Hill area, check out other zip codes nearby 07803.
Review average rates in another zip code:
07803 homeowners insurance rates

Home Replacement Cost Coverage in 07803

Average Building Cost Per Square Foot in 07803: $193

Location: Mine Hill, New Jersey (Morris County)

Average Square Footage in 07803: 1,645 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07803 before you start any project. Mine Hill homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07803 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07803 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,645 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mine Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,645$317,400
Additional Upgrades & Added Features$2411,645$396,750
Major Home Updates or Advancements$2901,645$476,100

It's important to understand that when you estimate your replacement cost of your home in the 07803 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07803

Best Home & Auto Insurance Agencies in 07803

Housing Demographics for 07803

Population Review for 07803 Zip Code

For the city of Mine Hill, the population within 07803 has increased to over 3,856 residents in population size. The current population total is 4,015. We have broken down the population based on race below. In 07803, there are over 1959 in male population and 2056 females.

PopulationValues
Total Population4,015
White Population2401
Black Population211
Hispanic Population1283
Asian Population215
Hawaiian Population1
Indian Population8
Other Population628
Male Population1959
Female Population2056
Population Estimate3856

Household Data for 07803

The average number of homes in 07803 is around 1,477, there are an average of 2.72 per household. The average house value according to local real estate values is around $317,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,477
Persons Per Household2.72
Average House Value$317,400
Income Per Household$100327
Median Age43.0
Median Age Male41.1
Median Age Female44.7
07803 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeN
City Alias Abbreviation
Area Code973/862
CityMine Hill
City Alias NameMINE HILL
CountyMorris
County FIPS027
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses86
Number Of Employees613
Business First Quarter Payroll6415
Business Annual Payroll30775
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District07
Congressional LandArea970.19
Delivery Residential1418
Delivery Business81
Delivery Total1483
Preferred Last Line KeyV10919
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV10919
Land Area2.939000
Water Area0.058000
City Alias Code
City Mixed CaseMine Hill
City Alias Mixed CaseMine Hill
Box Count0
SFDU1215
MFDU0
State ANSI34
County ANSI027
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number332205
Unique ZIP Name
SSA State County Code31300
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMorris

New Jersey Homeowners Insurance News & Information

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