Get multiple home insurance quotes in 07826. Our licensed 07826, NJ agents are ready to serve you.

07826 Home Insurance Rates

For homeowners living in 07826, the population estimates are increasing to well over 5,739 with 2,326 occupied homes within the zip code of 07826. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Branchville have increased and the average home insurance premium is around $922 per year in 07826. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 07826 zip code today so we can help you find affordable Branchville, NJ home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 07826

Please select one of the three options below based on your 07826 zip code to learn more about New Jersey homeowners insurance, plus review average rates and information per state, county or city.

  1. New Jersey Homeowners Insurance Quotes
  2. Sussex County, NJ Home Insurance
  3. Branchville, NJ Home Insurance Quotes

07826 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 07826 zip code just got easier with GetHomeInsuranceQuotes.com of Branchville, NJ. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 07826 today and let us help you review the best home insurance quotes available for homeowners living in Branchville.

Get 07826 Homeowners Insurance Rates Now!

07826 Home Insurance Average Premiums

Local 07826 homeowners insurance quotes comparison

$672 /yr.

Shows Zip Code: 07826 lowest rates with discounts applied on average.

For the 07826, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$672 /yr.
Average Coverage:$922 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1222 /yr.

What is the average home insurance cost for a home in 07826?

  • • The average homeowners insurance premium paid annually for a home in 07826 is around $922 per year.

What does it cost on average per month for home insurance in 07826?

  • • Homeowners in 07826 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 07826?

  • • Autoowners in 07826 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Branchville area, check out other zip codes nearby 07826.
Review average rates in another zip code:
07826 homeowners insurance rates

Home Replacement Cost Coverage in 07826

Average Building Cost Per Square Foot in 07826: $193

Location: Branchville, New Jersey (Sussex County)

Average Square Footage in 07826: 1,537 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07826 before you start any project. Branchville homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07826 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07826 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,537 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Branchville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,537$296,600
Additional Upgrades & Added Features$2411,537$370,750
Major Home Updates or Advancements$2901,537$444,900

It's important to understand that when you estimate your replacement cost of your home in the 07826 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07826

Best Home & Auto Insurance Agencies in 07826

Housing Demographics for 07826

Population Review for 07826 Zip Code

For the city of Branchville, the population within 07826 has increased to over 5,642 residents in population size. The current population total is 5,739. We have broken down the population based on race below. In 07826, there are over 2822 in male population and 2917 females.

PopulationValues
Total Population5,739
White Population5169
Black Population34
Hispanic Population324
Asian Population85
Hawaiian Population0
Indian Population11
Other Population74
Male Population2822
Female Population2917
Population Estimate5642

Household Data for 07826

The average number of homes in 07826 is around 2,326, there are an average of 2.45 per household. The average house value according to local real estate values is around $296,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,326
Persons Per Household2.45
Average House Value$296,600
Income Per Household$102196
Median Age50.5
Median Age Male48.4
Median Age Female51.6
07826 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code973/862
CityBranchville
City Alias NameBRANCHVILLE
CountySussex
County FIPS037
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses145
Number Of Employees885
Business First Quarter Payroll10495
Business Annual Payroll50551
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District05
Congressional LandArea991.3
Delivery Residential2303
Delivery Business113
Delivery Total3033
Preferred Last Line KeyV10163
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV10163
Land Area58.249000
Water Area1.471000
City Alias Code
City Mixed CaseBranchville
City Alias Mixed CaseBranchville
Box Count468
SFDU2281
MFDU0
State ANSI34
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number330975
Unique ZIP Name
SSA State County Code31360
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSussex

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]