Get multiple home insurance quotes in 07840. Our licensed 07840, NJ agents are ready to serve you.

07840, NJ Homeowners Insurance Rates

With a population size of 31,255 and with 12,530 occupied homes in the 07840 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Hackettstown, NJ are around $980 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Hackettstown, New Jersey. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Jersey home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Hackettstown, NJ.

For New Jersey home insurance information, including average Hackettstown home insurance rates, coverage options or the different homeowners insurance types, please select Hackettstown, NJ Home Insurance Quotes Now!

07840 Home Insurance Average Premiums

Local 07840 homeowners insurance quotes comparison

$730 /yr.

Shows Zip Code: 07840 lowest rates with discounts applied on average.

For the 07840, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$730 /yr.
Average Coverage:$980 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1280 /yr.

What is the average home insurance cost for a home in 07840?

  • • The average homeowners insurance premium paid annually for a home in 07840 is around $980 per year.

What does it cost on average per month for home insurance in 07840?

  • • Homeowners in 07840 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 07840?

  • • Autoowners in 07840 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hackettstown area, check out other zip codes nearby 07840.
Review average rates in another zip code:
07840 homeowners insurance rates

Home Replacement Cost Coverage in 07840

Average Building Cost Per Square Foot in 07840: $193

Location: Hackettstown, New Jersey (Warren County)

Average Square Footage in 07840: 1,633 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07840 before you start any project. Hackettstown homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07840 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07840 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,633 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hackettstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,633$315,100
Additional Upgrades & Added Features$2411,633$393,875
Major Home Updates or Advancements$2901,633$472,650

It's important to understand that when you estimate your replacement cost of your home in the 07840 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07840

Best Home & Auto Insurance Agencies in 07840

Jamieson Insurance - Phone

Address: 691 Washington St Hackettstown, NJ 07840
Phone:
Website:
Info:

Housing Demographics for 07840

Population Review for 07840 Zip Code

For the city of Hackettstown, the population within 07840 has increased to over 30,719 residents in population size. The current population total is 31,255. We have broken down the population based on race below. In 07840, there are over 14941 in male population and 16314 females.

PopulationValues
Total Population31,255
White Population23039
Black Population1499
Hispanic Population4742
Asian Population1835
Hawaiian Population2
Indian Population65
Other Population1937
Male Population14941
Female Population16314
Population Estimate30719

Household Data for 07840

The average number of homes in 07840 is around 12,530, there are an average of 2.42 per household. The average house value according to local real estate values is around $315,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,530
Persons Per Household2.42
Average House Value$315,100
Income Per Household$97544
Median Age43.3
Median Age Male41.7
Median Age Female45.1
07840 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityHackettstown
City Alias NameHACKETTSTOWN
CountyWarren
County FIPS041
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses742
Number Of Employees11856
Business First Quarter Payroll169735
Business Annual Payroll728025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea970.19
Delivery Residential12694
Delivery Business1037
Delivery Total13861
Preferred Last Line KeyV10587
Classification Code
Multi-CountyY
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyV10587
Land Area37.331000
Water Area0.416000
City Alias Code
City Mixed CaseHackettstown
City Alias Mixed CaseHackettstown
Box Count189
SFDU7726
MFDU625
State ANSI34
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number333240
Unique ZIP Name
SSA State County Code31390
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWarren

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]