Get multiple home insurance quotes in 07847. Our licensed 07847, NJ agents are ready to serve you.

Shop for Home Insurance in 07847 right now!

If you live in the 07847 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Kenvil have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NJ licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 07847 and then compare quotes from a variety of nationwide insurance companies.

07847 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 07847 the average premium for homeowners coverage is $947 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 07847. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 07847 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Kenvil, NJ home insurance quotes in your area.

07847 Home Insurance Average Premiums

Local 07847 homeowners insurance quotes comparison

$697 /yr.

Shows Zip Code: 07847 lowest rates with discounts applied on average.

For the 07847, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$697 /yr.
Average Coverage:$947 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1247 /yr.

What is the average home insurance cost for a home in 07847?

  • • The average homeowners insurance premium paid annually for a home in 07847 is around $947 per year.

What does it cost on average per month for home insurance in 07847?

  • • Homeowners in 07847 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 07847?

  • • Autoowners in 07847 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kenvil area, check out other zip codes nearby 07847.
Review average rates in another zip code:
07847 homeowners insurance rates

Home Replacement Cost Coverage in 07847

Average Building Cost Per Square Foot in 07847: $193

Location: Kenvil, New Jersey (Morris County)

Average Square Footage in 07847: 1,578 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07847 before you start any project. Kenvil homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07847 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07847 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,578 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kenvil area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,578$304,600
Additional Upgrades & Added Features$2411,578$380,750
Major Home Updates or Advancements$2901,578$456,900

It's important to understand that when you estimate your replacement cost of your home in the 07847 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07847

Best Home & Auto Insurance Agencies in 07847

Housing Demographics for 07847

Population Review for 07847 Zip Code

For the city of Kenvil, the population within 07847 has increased to over 1,847 residents in population size. The current population total is 1,871. We have broken down the population based on race below. In 07847, there are over 896 in male population and 975 females.

PopulationValues
Total Population1,871
White Population1167
Black Population60
Hispanic Population500
Asian Population123
Hawaiian Population1
Indian Population4
Other Population247
Male Population896
Female Population975
Population Estimate1847

Household Data for 07847

The average number of homes in 07847 is around 647, there are an average of 2.86 per household. The average house value according to local real estate values is around $304,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode647
Persons Per Household2.86
Average House Value$304,600
Income Per Household$69583
Median Age41.2
Median Age Male42.5
Median Age Female39.7
07847 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code973/862
CityKenvil
City Alias NameKENVIL
CountyMorris
County FIPS027
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses74
Number Of Employees629
Business First Quarter Payroll7429
Business Annual Payroll35542
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District07
Congressional LandArea970.19
Delivery Residential646
Delivery Business139
Delivery Total856
Preferred Last Line KeyV10720
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV10720
Land Area2.421000
Water Area0.217000
City Alias Code
City Mixed CaseKenvil
City Alias Mixed CaseKenvil
Box Count49
SFDU639
MFDU0
State ANSI34
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number333990
Unique ZIP Name
SSA State County Code31300
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMorris

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]