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Quickly Revew Homeowners Insurance in 07850

If you own a home in Landing, NJ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 07850 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New Jersey licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 07850 and start comparing rates now.

07850 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 07850 is $1016 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 07850 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Landing, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

07850 Home Insurance Average Premiums

Local 07850 homeowners insurance quotes comparison

$766 /yr.

Shows Zip Code: 07850 lowest rates with discounts applied on average.

For the 07850, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$766 /yr.
Average Coverage:$1016 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1316 /yr.

What is the average home insurance cost for a home in 07850?

  • • The average homeowners insurance premium paid annually for a home in 07850 is around $1016 per year.

What does it cost on average per month for home insurance in 07850?

  • • Homeowners in 07850 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 07850?

  • • Autoowners in 07850 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Landing area, check out other zip codes nearby 07850.
Review average rates in another zip code:
07850 homeowners insurance rates

Home Replacement Cost Coverage in 07850

Average Building Cost Per Square Foot in 07850: $193

Location: Landing, New Jersey (Morris County)

Average Square Footage in 07850: 1,693 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07850 before you start any project. Landing homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07850 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07850 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,693 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Landing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,693$326,800
Additional Upgrades & Added Features$2411,693$408,500
Major Home Updates or Advancements$2901,693$490,200

It's important to understand that when you estimate your replacement cost of your home in the 07850 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07850

Best Home & Auto Insurance Agencies in 07850

Housing Demographics for 07850

Population Review for 07850 Zip Code

For the city of Landing, the population within 07850 has increased to over 6,574 residents in population size. The current population total is 6,244. We have broken down the population based on race below. In 07850, there are over 3039 in male population and 3205 females.

PopulationValues
Total Population6,244
White Population4633
Black Population240
Hispanic Population1141
Asian Population274
Hawaiian Population0
Indian Population9
Other Population387
Male Population3039
Female Population3205
Population Estimate6574

Household Data for 07850

The average number of homes in 07850 is around 2,332, there are an average of 2.68 per household. The average house value according to local real estate values is around $326,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,332
Persons Per Household2.68
Average House Value$326,800
Income Per Household$97241
Median Age41.4
Median Age Male40.0
Median Age Female43.0
07850 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code973/862
CityLanding
City Alias NameLANDING
CountyMorris
County FIPS027
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses122
Number Of Employees807
Business First Quarter Payroll9207
Business Annual Payroll47147
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District07
Congressional LandArea970.19
Delivery Residential2453
Delivery Business106
Delivery Total2878
Preferred Last Line KeyV10751
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV10751
Land Area2.784000
Water Area0.503000
City Alias Code
City Mixed CaseLanding
City Alias Mixed CaseLanding
Box Count66
SFDU2197
MFDU20
State ANSI34
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number334170
Unique ZIP Name
SSA State County Code31300
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMorris

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