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07865 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 07865? Our rates are very competitive for homeowners living in Port Murray, NJ. Many homeowners based out of your 07865 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 07865 should appear in the zip code field ready to go. For Port Murray, NJ Home Insurance Rate Quotes click to review the best rates and service online!

07865 Average Premium is Rated: High!

Homeowners living in 07865 can easily save up to 40% off the average home insurance premium of $933 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Port Murray that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 07865 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 07865!

07865 Home Insurance Average Premiums

Local 07865 homeowners insurance quotes comparison

$683 /yr.

Shows Zip Code: 07865 lowest rates with discounts applied on average.

For the 07865, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$683 /yr.
Average Coverage:$933 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1233 /yr.

What is the average home insurance cost for a home in 07865?

  • • The average homeowners insurance premium paid annually for a home in 07865 is around $933 per year.

What does it cost on average per month for home insurance in 07865?

  • • Homeowners in 07865 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 07865?

  • • Autoowners in 07865 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Murray area, check out other zip codes nearby 07865.
Review average rates in another zip code:
07865 homeowners insurance rates

Home Replacement Cost Coverage in 07865

Average Building Cost Per Square Foot in 07865: $193

Location: Port Murray, New Jersey (Warren County)

Average Square Footage in 07865: 1,778 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07865 before you start any project. Port Murray homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07865 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07865 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,778 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Murray area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,778$343,100
Additional Upgrades & Added Features$2411,778$428,875
Major Home Updates or Advancements$2901,778$514,650

It's important to understand that when you estimate your replacement cost of your home in the 07865 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07865

Best Home & Auto Insurance Agencies in 07865

Housing Demographics for 07865

Population Review for 07865 Zip Code

For the city of Port Murray, the population within 07865 has increased to over 2,918 residents in population size. The current population total is 2,536. We have broken down the population based on race below. In 07865, there are over 1268 in male population and 1268 females.

PopulationValues
Total Population2,536
White Population2094
Black Population87
Hispanic Population196
Asian Population55
Hawaiian Population0
Indian Population2
Other Population47
Male Population1268
Female Population1268
Population Estimate2918

Household Data for 07865

The average number of homes in 07865 is around 945, there are an average of 2.67 per household. The average house value according to local real estate values is around $343,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode945
Persons Per Household2.67
Average House Value$343,100
Income Per Household$126492
Median Age45.0
Median Age Male45.7
Median Age Female44.7
07865 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityPort Murray
City Alias NamePORT MURRAY
CountyWarren
County FIPS041
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses64
Number Of Employees277
Business First Quarter Payroll2983
Business Annual Payroll14192
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea970.19
Delivery Residential1093
Delivery Business38
Delivery Total1462
Preferred Last Line KeyV11233
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyV11233
Land Area16.539000
Water Area0.102000
City Alias Code
City Mixed CasePort Murray
City Alias Mixed CasePort Murray
Box Count56
SFDU967
MFDU0
State ANSI34
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number336855
Unique ZIP Name
SSA State County Code31390
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWarren

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]