Get multiple home insurance quotes in 07869. Our licensed 07869, NJ agents are ready to serve you.

Homeowners Insurance in 07869

In Randolph, NJ, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 07869 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 07869 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 07869 should appear in the zip code field ready to go.

07869 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New Jersey, you are going to see rates around the average home insurance premium per year of $873. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Randolph home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 07869 Home Insurance Rates Now!

Best 3 Options to Compare in 07869

If you want homeowners insurance quotes within the city of Randolph or in the 07869 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Randolph, NJ.

07869 Home Insurance Average Premiums

Local 07869 homeowners insurance quotes comparison

$623 /yr.

Shows Zip Code: 07869 lowest rates with discounts applied on average.

For the 07869, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$623 /yr.
Average Coverage:$873 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1173 /yr.

What is the average home insurance cost for a home in 07869?

  • • The average homeowners insurance premium paid annually for a home in 07869 is around $873 per year.

What does it cost on average per month for home insurance in 07869?

  • • Homeowners in 07869 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 07869?

  • • Autoowners in 07869 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Randolph area, check out other zip codes nearby 07869.
Review average rates in another zip code:
07869 homeowners insurance rates

Home Replacement Cost Coverage in 07869

Average Building Cost Per Square Foot in 07869: $193

Location: Randolph, New Jersey (Morris County)

Average Square Footage in 07869: 2,910 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07869 before you start any project. Randolph homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07869 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07869 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,910 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Randolph area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,910$561,700
Additional Upgrades & Added Features$2412,910$702,125
Major Home Updates or Advancements$2902,910$842,550

It's important to understand that when you estimate your replacement cost of your home in the 07869 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07869

Best Home & Auto Insurance Agencies in 07869

Remington Frederick K

Address: 2 Golf Course Rd Flanders, NJ 07869
Phone:
Website:
Info:

Hove- William A - State Farm Insurance Agent

Address: 431 RT-10 Randolph, NJ 07869
Phone:
Website:
Info:

Housing Demographics for 07869

Population Review for 07869 Zip Code

For the city of Randolph, the population within 07869 has increased to over 26,345 residents in population size. The current population total is 25,993. We have broken down the population based on race below. In 07869, there are over 12832 in male population and 13161 females.

PopulationValues
Total Population25,993
White Population18002
Black Population776
Hispanic Population3777
Asian Population3132
Hawaiian Population7
Indian Population31
Other Population1438
Male Population12832
Female Population13161
Population Estimate26345

Household Data for 07869

The average number of homes in 07869 is around 9,230, there are an average of 2.80 per household. The average house value according to local real estate values is around $561,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,230
Persons Per Household2.80
Average House Value$561,700
Income Per Household$151346
Median Age40.9
Median Age Male40.1
Median Age Female41.7
07869 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeN
City Alias Abbreviation
Area Code862/973
CityRandolph
City Alias NameRANDOLPH
CountyMorris
County FIPS027
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses684
Number Of Employees6337
Business First Quarter Payroll82254
Business Annual Payroll386183
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District07|11
Congressional LandArea970.19|504.97
Delivery Residential9409
Delivery Business549
Delivery Total12077
Preferred Last Line KeyV11275
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV11275
Land Area20.065000
Water Area0.234000
City Alias Code
City Mixed CaseRandolph
City Alias Mixed CaseRandolph
Box Count0
SFDU6871
MFDU101
State ANSI34
County ANSI027
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number332205
Unique ZIP Name
SSA State County Code31300
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMorris

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]