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07882 Home Insurance Rates & Premiums

Did you know there are over 14,971 people living within the 07882 zip code area? There are over 5,894 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 07882.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New Jersey are on the rise. The estimated average premium is around $1,000 a year for a standard homeowners insurance policy in Washington. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Washington, NJ Homeowners Insurance Quotes Online

07882 Home Insurance Average Premiums

Local 07882 homeowners insurance quotes comparison

$750 /yr.

Shows Zip Code: 07882 lowest rates with discounts applied on average.

For the 07882, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$750 /yr.
Average Coverage:$1000 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1300 /yr.

What is the average home insurance cost for a home in 07882?

  • • The average homeowners insurance premium paid annually for a home in 07882 is around $1000 per year.

What does it cost on average per month for home insurance in 07882?

  • • Homeowners in 07882 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 07882?

  • • Autoowners in 07882 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Washington area, check out other zip codes nearby 07882.
Review average rates in another zip code:
07882 homeowners insurance rates

Home Replacement Cost Coverage in 07882

Average Building Cost Per Square Foot in 07882: $193

Location: Washington, New Jersey (Warren County)

Average Square Footage in 07882: 1,334 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07882 before you start any project. Washington homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07882 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07882 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,334 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Washington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,334$257,400
Additional Upgrades & Added Features$2411,334$321,750
Major Home Updates or Advancements$2901,334$386,100

It's important to understand that when you estimate your replacement cost of your home in the 07882 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07882

Best Home & Auto Insurance Agencies in 07882

Housing Demographics for 07882

Population Review for 07882 Zip Code

For the city of Washington, the population within 07882 has increased to over 15,584 residents in population size. The current population total is 14,971. We have broken down the population based on race below. In 07882, there are over 7307 in male population and 7664 females.

PopulationValues
Total Population14,971
White Population11832
Black Population875
Hispanic Population1618
Asian Population423
Hawaiian Population11
Indian Population53
Other Population485
Male Population7307
Female Population7664
Population Estimate15584

Household Data for 07882

The average number of homes in 07882 is around 5,894, there are an average of 2.53 per household. The average house value according to local real estate values is around $257,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,894
Persons Per Household2.53
Average House Value$257,400
Income Per Household$82616
Median Age43.9
Median Age Male42.5
Median Age Female45.1
07882 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityWashington
City Alias NameWASHINGTON
CountyWarren
County FIPS041
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses317
Number Of Employees2787
Business First Quarter Payroll32283
Business Annual Payroll136535
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea970.19
Delivery Residential6160
Delivery Business384
Delivery Total6701
Preferred Last Line KeyV11675
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyV11675
Land Area31.565000
Water Area0.138000
City Alias Code
City Mixed CaseWashington
City Alias Mixed CaseWashington
Box Count109
SFDU5078
MFDU73
State ANSI34
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number338790
Unique ZIP Name
SSA State County Code31390
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWarren

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