Get multiple home insurance quotes in 07946. Our licensed 07946, NJ agents are ready to serve you.

07946 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 07946? Our rates are very competitive for homeowners living in Millington, NJ. Many homeowners based out of your 07946 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 07946 should appear in the zip code field ready to go. For Millington, NJ Home Insurance Rate Quotes click to review the best rates and service online!

07946 Average Premium is Rated: High!

Homeowners living in 07946 can easily save up to 40% off the average home insurance premium of $998 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Millington that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 07946 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 07946!

07946 Home Insurance Average Premiums

Local 07946 homeowners insurance quotes comparison

$748 /yr.

Shows Zip Code: 07946 lowest rates with discounts applied on average.

For the 07946, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$748 /yr.
Average Coverage:$998 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1298 /yr.

What is the average home insurance cost for a home in 07946?

  • • The average homeowners insurance premium paid annually for a home in 07946 is around $998 per year.

What does it cost on average per month for home insurance in 07946?

  • • Homeowners in 07946 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 07946?

  • • Autoowners in 07946 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Millington area, check out other zip codes nearby 07946.
Review average rates in another zip code:
07946 homeowners insurance rates

Home Replacement Cost Coverage in 07946

Average Building Cost Per Square Foot in 07946: $193

Location: Millington, New Jersey (Morris County)

Average Square Footage in 07946: 3,326 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07946 before you start any project. Millington homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07946 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07946 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,326 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Millington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1933,326$642,000
Additional Upgrades & Added Features$2413,326$802,500
Major Home Updates or Advancements$2903,326$963,000

It's important to understand that when you estimate your replacement cost of your home in the 07946 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07946

Best Home & Auto Insurance Agencies in 07946

Housing Demographics for 07946

Population Review for 07946 Zip Code

For the city of Millington, the population within 07946 has increased to over 3,228 residents in population size. The current population total is 3,110. We have broken down the population based on race below. In 07946, there are over 1540 in male population and 1570 females.

PopulationValues
Total Population3,110
White Population2499
Black Population19
Hispanic Population241
Asian Population264
Hawaiian Population1
Indian Population3
Other Population85
Male Population1540
Female Population1570
Population Estimate3228

Household Data for 07946

The average number of homes in 07946 is around 1,058, there are an average of 2.94 per household. The average house value according to local real estate values is around $642,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,058
Persons Per Household2.94
Average House Value$642,000
Income Per Household$198000
Median Age44.7
Median Age Male43.7
Median Age Female45.8
07946 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityMillington
City Alias NameMILLINGTON
CountyMorris
County FIPS027
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses67
Number Of Employees284
Business First Quarter Payroll2868
Business Annual Payroll16731
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District07
Congressional LandArea970.19
Delivery Residential1098
Delivery Business44
Delivery Total1246
Preferred Last Line KeyV10911
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV10911
Land Area4.076000
Water Area0.093000
City Alias Code
City Mixed CaseMillington
City Alias Mixed CaseMillington
Box Count19
SFDU1014
MFDU0
State ANSI34
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number335205
Unique ZIP Name
SSA State County Code31300
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMorris

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]