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Compare 08002 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cherry Hill just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 9,495 neighbors looking to save on their home insurance policy in the local 08002 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 08002. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New Jersey rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cherry Hill, NJ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cherry Hill, NJ

08002 Home Insurance Average Premiums

Local 08002 homeowners insurance quotes comparison

$728 /yr.

Shows Zip Code: 08002 lowest rates with discounts applied on average.

For the 08002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$728 /yr.
Average Coverage:$978 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1278 /yr.

What is the average home insurance cost for a home in 08002?

  • • The average homeowners insurance premium paid annually for a home in 08002 is around $978 per year.

What does it cost on average per month for home insurance in 08002?

  • • Homeowners in 08002 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 08002?

  • • Autoowners in 08002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cherry Hill area, check out other zip codes nearby 08002.
Review average rates in another zip code:
08002 homeowners insurance rates
08034 homeowners insurance rates
08003 homeowners insurance rates

Home Replacement Cost Coverage in 08002

Average Building Cost Per Square Foot in 08002: $193

Location: Cherry Hill, New Jersey (Camden County)

Average Square Footage in 08002: 1,304 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08002 before you start any project. Cherry Hill homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,304 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cherry Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,304$251,700
Additional Upgrades & Added Features$2411,304$314,625
Major Home Updates or Advancements$2901,304$377,550

It's important to understand that when you estimate your replacement cost of your home in the 08002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08002

Allstate Insurance - Michael J Mc Dyer

Address: One Cherry Hill Suite 104 Cherry Hill, NJ 08002
Phone: (856)667-0066
Website:

Best Home & Auto Insurance Agencies in 08002

Allstate Insurance - Michael J Mc Dyer

Address: 301 Cherry Hill Blvd, Ste 104 Cherry Hill, NJ 08002
Phone:
Website:
Info:

Keh Insurance Agency Inc

Address: 1415 Marlton Pike, Ste 606 Cherry Hill, NJ 08002
Phone:
Website:
Info:

Sentry Insurance CO

Address: 1 Mall Dr Cherry Hill, NJ 08002
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 408 State St, #70 Cherry Hill, NJ 08002
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

New York Life Insurance Company

Address: 1820 Chapel Ave W, Ste 280 Cherry Hill, NJ 08002
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Housing Demographics for 08002

Population Review for 08002 Zip Code

For the city of Cherry Hill, the population within 08002 has increased to over 25,229 residents in population size. The current population total is 23,920. We have broken down the population based on race below. In 08002, there are over 11530 in male population and 12390 females.

PopulationValues
Total Population23,920
White Population15009
Black Population2315
Hispanic Population2896
Asian Population3287
Hawaiian Population5
Indian Population65
Other Population1304
Male Population11530
Female Population12390
Population Estimate25229

Household Data for 08002

The average number of homes in 08002 is around 9,495, there are an average of 2.48 per household. The average house value according to local real estate values is around $251,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,495
Persons Per Household2.48
Average House Value$251,700
Income Per Household$93651
Median Age41.0
Median Age Male39.4
Median Age Female43.1
08002 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856
CityCherry Hill
City Alias NameCHERRY HILL
CountyCamden
County FIPS007
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses962
Number Of Employees18724
Business First Quarter Payroll231602
Business Annual Payroll985523
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District01
Congressional LandArea350.02
Delivery Residential10173
Delivery Business1011
Delivery Total11182
Preferred Last Line KeyV10247
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV10247
Land Area7.209000
Water Area0.103000
City Alias Code
City Mixed CaseCherry Hill
City Alias Mixed CaseCherry Hill
Box Count95
SFDU6006
MFDU2675
State ANSI34
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number331540
Unique ZIP Name
SSA State County Code31160
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCamden

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]