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08008 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 08008 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Beach Haven, NJ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 08008.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 08008 and start shopping.

Quickly and Easily Compare Average Rates for 08008

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Beach Haven, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 08008

Homeowners in Beach Haven are paying roughly $1009 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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08008 Home Insurance Average Premiums

Local 08008 homeowners insurance quotes comparison

$759 /yr.

Shows Zip Code: 08008 lowest rates with discounts applied on average.

For the 08008, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$759 /yr.
Average Coverage:$1009 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1309 /yr.

What is the average home insurance cost for a home in 08008?

  • • The average homeowners insurance premium paid annually for a home in 08008 is around $1009 per year.

What does it cost on average per month for home insurance in 08008?

  • • Homeowners in 08008 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 08008?

  • • Autoowners in 08008 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beach Haven area, check out other zip codes nearby 08008.
Review average rates in another zip code:
08008 homeowners insurance rates

Home Replacement Cost Coverage in 08008

Average Building Cost Per Square Foot in 08008: $193

Location: Beach Haven, New Jersey (Ocean County)

Average Square Footage in 08008: 4,483 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08008 before you start any project. Beach Haven homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08008 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08008 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,483 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beach Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1934,483$865,300
Additional Upgrades & Added Features$2414,483$1,081,625
Major Home Updates or Advancements$2904,483$1,297,950

It's important to understand that when you estimate your replacement cost of your home in the 08008 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08008

Best Home & Auto Insurance Agencies in 08008

The Van Dyk Group

Address: 12800 Long Beach Blvd Long Beach, NJ 08008
Phone:
Website: http://www.vandykgroup.com/
Info:

Housing Demographics for 08008

Population Review for 08008 Zip Code

For the city of Beach Haven, the population within 08008 has increased to over 13,442 residents in population size. The current population total is 6,914. We have broken down the population based on race below. In 08008, there are over 3305 in male population and 3609 females.

PopulationValues
Total Population6,914
White Population6437
Black Population12
Hispanic Population327
Asian Population52
Hawaiian Population1
Indian Population6
Other Population149
Male Population3305
Female Population3609
Population Estimate13442

Household Data for 08008

The average number of homes in 08008 is around 3,470, there are an average of 1.99 per household. The average house value according to local real estate values is around $865,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,470
Persons Per Household1.99
Average House Value$865,300
Income Per Household$97247
Median Age61.7
Median Age Male60.8
Median Age Female62.4
08008 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code609/640
CityBeach Haven
City Alias NameBEACH HAVEN
CountyOcean
County FIPS029
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5190
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMonmouth-Ocean, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses473
Number Of Employees2587
Business First Quarter Payroll19776
Business Annual Payroll142812
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District02
Congressional LandArea2092.43
Delivery Residential6755
Delivery Business507
Delivery Total7799
Preferred Last Line KeyV10086
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV10086
Land Area10.809000
Water Area34.165000
City Alias Code
City Mixed CaseBeach Haven
City Alias Mixed CaseBeach Haven
Box Count397
SFDU6639
MFDU17
State ANSI34
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number330525
Unique ZIP Name
SSA State County Code31310
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseOcean

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]