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Check Out 08016 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Burlington, NJ.

We will gather some basic information about your home in Burlington, NJ and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of New Jersey licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 08016 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 08016

We have pulled together a variety of data related to homeowners insurance in New Jersey. Simply click on one of the links below to learn about the average cost of homeowners insurance in New Jersey as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Burlington, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

08016 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 08016 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in New Jersey is roughly $989. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 08016 homeowners insurance policy!

08016 Home Insurance Average Premiums

Local 08016 homeowners insurance quotes comparison

$739 /yr.

Shows Zip Code: 08016 lowest rates with discounts applied on average.

For the 08016, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$739 /yr.
Average Coverage:$989 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1289 /yr.

What is the average home insurance cost for a home in 08016?

  • • The average homeowners insurance premium paid annually for a home in 08016 is around $989 per year.

What does it cost on average per month for home insurance in 08016?

  • • Homeowners in 08016 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 08016?

  • • Autoowners in 08016 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burlington area, check out other zip codes nearby 08016.
Review average rates in another zip code:
08016 homeowners insurance rates

Home Replacement Cost Coverage in 08016

Average Building Cost Per Square Foot in 08016: $193

Location: Burlington, New Jersey (Burlington County)

Average Square Footage in 08016: 1,319 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08016 before you start any project. Burlington homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08016 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08016 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,319 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,319$254,500
Additional Upgrades & Added Features$2411,319$318,125
Major Home Updates or Advancements$2901,319$381,750

It's important to understand that when you estimate your replacement cost of your home in the 08016 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08016

Allstate Insurance - Bob Sapnar

Address: 5 Terri Lane Unit 5 Burlington, NJ 08016
Phone: (609)387-2000
Website:

Caruso Frank S Insurance

Address: 300 Sunset Road Suite 100 Burlington, NJ 08016
Phone: (609)386-1198
Website:

Best Home & Auto Insurance Agencies in 08016

Allstate New Jersey Insurance Company - Robert Sapnar

Address: 1900 Mt Holly Rd Burlington, NJ 08016
Phone:
Website: http://www.allstateagencies.com/BobSapnar/Welcome/
Info:

Blue Cross Blue Shield Center at Burlington

Address: 2103 Mount Holly Rd Burlington, NJ 08016
Phone:
Website:
Info:

Haines & Haines/TC Irons Agency

Address: 230 High St Burlington, NJ 08016
Phone:
Website: http://www.national.citysearch.com/profile/662196400/burlington_nj/haines_haines_t_c_irons_agency.html
Info:

Allstate Insurance - Bob Sapnar

Address: 5 Terri Ln, Unit 5 Burlington, NJ 08016
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 50 States Ave, #10 Burlington, NJ 08016
Phone:
Website:
Info:

Housing Demographics for 08016

Population Review for 08016 Zip Code

For the city of Burlington, the population within 08016 has increased to over 35,532 residents in population size. The current population total is 34,617. We have broken down the population based on race below. In 08016, there are over 16711 in male population and 17906 females.

PopulationValues
Total Population34,617
White Population16498
Black Population11002
Hispanic Population3274
Asian Population2843
Hawaiian Population24
Indian Population70
Other Population1346
Male Population16711
Female Population17906
Population Estimate35532

Household Data for 08016

The average number of homes in 08016 is around 12,721, there are an average of 2.67 per household. The average house value according to local real estate values is around $254,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,721
Persons Per Household2.67
Average House Value$254,500
Income Per Household$86185
Median Age40.8
Median Age Male39.2
Median Age Female42.3
08016 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code609/640
CityBurlington
City Alias NameBURLINGTON
CountyBurlington
County FIPS005
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses744
Number Of Employees19267
Business First Quarter Payroll266005
Business Annual Payroll1182045
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District03
Congressional LandArea899.7
Delivery Residential13308
Delivery Business771
Delivery Total15192
Preferred Last Line KeyV10196
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV10196
Land Area21.628000
Water Area1.280000
City Alias Code
City Mixed CaseBurlington
City Alias Mixed CaseBurlington
Box Count235
SFDU10050
MFDU729
State ANSI34
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number331170
Unique ZIP Name
SSA State County Code31150
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBurlington

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]