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08023 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 08023? Our rates are very competitive for homeowners living in Deepwater, NJ. Many homeowners based out of your 08023 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 08023 should appear in the zip code field ready to go. For Deepwater, NJ Home Insurance Rate Quotes click to review the best rates and service online!

08023 Average Premium is Rated: High!

Homeowners living in 08023 can easily save up to 40% off the average home insurance premium of $976 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Deepwater that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 08023 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 08023!

08023 Home Insurance Average Premiums

Local 08023 homeowners insurance quotes comparison

$726 /yr.

Shows Zip Code: 08023 lowest rates with discounts applied on average.

For the 08023, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$726 /yr.
Average Coverage:$976 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1276 /yr.

What is the average home insurance cost for a home in 08023?

  • • The average homeowners insurance premium paid annually for a home in 08023 is around $976 per year.

What does it cost on average per month for home insurance in 08023?

  • • Homeowners in 08023 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 08023?

  • • Autoowners in 08023 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deepwater area, check out other zip codes nearby 08023.
Review average rates in another zip code:
08023 homeowners insurance rates

Home Replacement Cost Coverage in 08023

Average Building Cost Per Square Foot in 08023: $193

Location: Deepwater, New Jersey (Salem County)

Average Square Footage in 08023: 765 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08023 before you start any project. Deepwater homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08023 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08023 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 765 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deepwater area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193765$147,700
Additional Upgrades & Added Features$241765$184,625
Major Home Updates or Advancements$290765$221,550

It's important to understand that when you estimate your replacement cost of your home in the 08023 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08023

Best Home & Auto Insurance Agencies in 08023

Housing Demographics for 08023

Population Review for 08023 Zip Code

For the city of Deepwater, the population within 08023 has increased to over 0 residents in population size. The current population total is 411. We have broken down the population based on race below. In 08023, there are over 200 in male population and 211 females.

PopulationValues
Total Population411
White Population303
Black Population28
Hispanic Population45
Asian Population10
Hawaiian Population0
Indian Population4
Other Population18
Male Population200
Female Population211
Population Estimate0

Household Data for 08023

The average number of homes in 08023 is around 180, there are an average of 2.28 per household. The average house value according to local real estate values is around $147,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode180
Persons Per Household2.28
Average House Value$147,700
Income Per Household$32171
Median Age41.3
Median Age Male37.4
Median Age Female49.1
08023 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeZ
City Alias Abbreviation
Area Code856
CityDeepwater
City Alias NameDEEPWATER
CountySalem
County FIPS033
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees403
Business First Quarter Payroll10491
Business Annual Payroll44137
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District02
Congressional LandArea2092.43
Delivery Residential0
Delivery Business0
Delivery Total231
Preferred Last Line KeyV10318
Classification CodeP
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV10318
Land Area0.845000
Water Area0.053000
City Alias Code
City Mixed CaseDeepwater
City Alias Mixed CaseDeepwater
Box Count115
SFDU0
MFDU0
State ANSI34
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number332025
Unique ZIP Name
SSA State County Code31340
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSalem

New Jersey Homeowners Insurance News & Information

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