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08057 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 08057 zip code it's important to know that our rates are very competitive for homeowners living in Moorestown, NJ. Many homeowners based out of your 08057 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 08057 should appear in the zip code field ready to go. For Moorestown, NJ Homeowners Insurance Quotes nearby, we offer the best rates and service.

08057: Average Home Insurance Rates

For homeowners living in the great city of Moorestown, the average homeowners policy is considered high in comparison to other states. New Jersey premiums are estimated to be around $955 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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08057 Home Insurance Average Premiums

Local 08057 homeowners insurance quotes comparison

$705 /yr.

Shows Zip Code: 08057 lowest rates with discounts applied on average.

For the 08057, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$705 /yr.
Average Coverage:$955 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1255 /yr.

What is the average home insurance cost for a home in 08057?

  • • The average homeowners insurance premium paid annually for a home in 08057 is around $955 per year.

What does it cost on average per month for home insurance in 08057?

  • • Homeowners in 08057 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08057?

  • • Autoowners in 08057 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Moorestown area, check out other zip codes nearby 08057.
Review average rates in another zip code:
08057 homeowners insurance rates

Home Replacement Cost Coverage in 08057

Average Building Cost Per Square Foot in 08057: $193

Location: Moorestown, New Jersey (Burlington County)

Average Square Footage in 08057: 2,548 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08057 before you start any project. Moorestown homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08057 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08057 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,548 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moorestown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,548$491,700
Additional Upgrades & Added Features$2412,548$614,625
Major Home Updates or Advancements$2902,548$737,550

It's important to understand that when you estimate your replacement cost of your home in the 08057 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08057

Allstate Insurance - Larry S Lerman

Address: 300 S Lenola Rd Suite 6 Maple Shade, NJ 08057
Phone: (856)608-1280
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16224

Best Home & Auto Insurance Agencies in 08057

Allstate Insurance CO Fax

Address: 224 Strawbridge Dr Moorestown, NJ 08057
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Giovanetti Insurance Agency Incorporated

Address: 110 Marter Ave, Ste 412 Moorestown, NJ 08057
Phone:
Website: http://www.giovanettiagency.com/
Info:

Belfatto, Thomas - Allstate

Address: 37 E Main St Moorestown, NJ 08057
Phone:
Website: http://www.allstateagencies.com/tom.belfatto/Welcome/
Info:

Heist Thomas

Address: Moorestown Moorestown, NJ 08057
Phone:
Website: http://www.heistins.com
Info:

GIOVANETTI AGENCY, Incorporated

Address: 110 Marter Avenue #412 Moorestown, NJ 08057
Phone:
Website: http://www.national.citysearch.com/profile/external/601311145/moorestown_nj/giovanetti_agency_inc_.html
Info:

Housing Demographics for 08057

Population Review for 08057 Zip Code

For the city of Moorestown, the population within 08057 has increased to over 22,767 residents in population size. The current population total is 21,691. We have broken down the population based on race below. In 08057, there are over 10294 in male population and 11397 females.

PopulationValues
Total Population21,691
White Population16565
Black Population1247
Hispanic Population1019
Asian Population2068
Hawaiian Population4
Indian Population43
Other Population347
Male Population10294
Female Population11397
Population Estimate22767

Household Data for 08057

The average number of homes in 08057 is around 7,662, there are an average of 2.76 per household. The average house value according to local real estate values is around $491,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,662
Persons Per Household2.76
Average House Value$491,700
Income Per Household$146465
Median Age44.8
Median Age Male43.4
Median Age Female45.9
08057 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856/609
CityMoorestown
City Alias NameMOORESTOWN
CountyBurlington
County FIPS005
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses981
Number Of Employees23646
Business First Quarter Payroll475392
Business Annual Payroll1896917
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District01|03
Congressional LandArea350.02|899.7
Delivery Residential8249
Delivery Business987
Delivery Total9477
Preferred Last Line KeyV10946
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV10946
Land Area15.301000
Water Area0.214000
City Alias Code
City Mixed CaseMoorestown
City Alias Mixed CaseMoorestown
Box Count130
SFDU7145
MFDU543
State ANSI34
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number335415
Unique ZIP Name
SSA State County Code31150
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBurlington

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]