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08067 Home Insurance Quotes & Rates

Currently, the 647 homes within the 08067 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for New Jersey is around $1,005 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Pedricktown, NJ, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 08067.

New Jersey is now ranking #22 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Pedricktown home insurance quotes all in one place then GetHomeInsuranceQuotes.com of New Jersey has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 08067 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Pedricktown, New Jersey home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Pedricktown, NJ Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

08067 Home Insurance Average Premiums

Local 08067 homeowners insurance quotes comparison

$755 /yr.

Shows Zip Code: 08067 lowest rates with discounts applied on average.

For the 08067, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$755 /yr.
Average Coverage:$1005 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1305 /yr.

What is the average home insurance cost for a home in 08067?

  • • The average homeowners insurance premium paid annually for a home in 08067 is around $1005 per year.

What does it cost on average per month for home insurance in 08067?

  • • Homeowners in 08067 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 08067?

  • • Autoowners in 08067 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pedricktown area, check out other zip codes nearby 08067.
Review average rates in another zip code:
08067 homeowners insurance rates

Home Replacement Cost Coverage in 08067

Average Building Cost Per Square Foot in 08067: $193

Location: Pedricktown, New Jersey (Salem County)

Average Square Footage in 08067: 1,339 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08067 before you start any project. Pedricktown homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08067 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08067 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,339 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pedricktown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,339$258,500
Additional Upgrades & Added Features$2411,339$323,125
Major Home Updates or Advancements$2901,339$387,750

It's important to understand that when you estimate your replacement cost of your home in the 08067 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08067

Best Home & Auto Insurance Agencies in 08067

Housing Demographics for 08067

Population Review for 08067 Zip Code

For the city of Pedricktown, the population within 08067 has increased to over 1,721 residents in population size. The current population total is 1,768. We have broken down the population based on race below. In 08067, there are over 868 in male population and 900 females.

PopulationValues
Total Population1,768
White Population1412
Black Population131
Hispanic Population114
Asian Population9
Hawaiian Population0
Indian Population5
Other Population47
Male Population868
Female Population900
Population Estimate1721

Household Data for 08067

The average number of homes in 08067 is around 647, there are an average of 2.72 per household. The average house value according to local real estate values is around $258,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode647
Persons Per Household2.72
Average House Value$258,500
Income Per Household$106875
Median Age40.9
Median Age Male40.3
Median Age Female41.6
08067 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856
CityPedricktown
City Alias NamePEDRICKTOWN
CountySalem
County FIPS033
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses49
Number Of Employees2070
Business First Quarter Payroll23028
Business Annual Payroll91843
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District02
Congressional LandArea2092.43
Delivery Residential633
Delivery Business38
Delivery Total1939
Preferred Last Line KeyV11168
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV11168
Land Area19.053000
Water Area1.051000
City Alias Code
City Mixed CasePedricktown
City Alias Mixed CasePedricktown
Box Count88
SFDU605
MFDU0
State ANSI34
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number336480
Unique ZIP Name
SSA State County Code31340
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSalem

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]