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08070 Home Insurance Rates & Premiums

Did you know there are over 12,386 people living within the 08070 zip code area? There are over 5,144 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 08070.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New Jersey are on the rise. The estimated average premium is around $966 a year for a standard homeowners insurance policy in Pennsville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Pennsville, NJ Homeowners Insurance Quotes Online

08070 Home Insurance Average Premiums

Local 08070 homeowners insurance quotes comparison

$716 /yr.

Shows Zip Code: 08070 lowest rates with discounts applied on average.

For the 08070, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$716 /yr.
Average Coverage:$966 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1266 /yr.

What is the average home insurance cost for a home in 08070?

  • • The average homeowners insurance premium paid annually for a home in 08070 is around $966 per year.

What does it cost on average per month for home insurance in 08070?

  • • Homeowners in 08070 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 08070?

  • • Autoowners in 08070 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pennsville area, check out other zip codes nearby 08070.
Review average rates in another zip code:
08070 homeowners insurance rates

Home Replacement Cost Coverage in 08070

Average Building Cost Per Square Foot in 08070: $193

Location: Pennsville, New Jersey (Salem County)

Average Square Footage in 08070: 805 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08070 before you start any project. Pennsville homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08070 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08070 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 805 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pennsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193805$155,300
Additional Upgrades & Added Features$241805$194,125
Major Home Updates or Advancements$290805$232,950

It's important to understand that when you estimate your replacement cost of your home in the 08070 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08070

Allstate Insurance - Gregory E Grande

Address: 1-b Carroll Ave Pennsville, NJ 08070
Phone: (856)678-4430
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16252

Best Home & Auto Insurance Agencies in 08070

Tri County Insurors Inc

Address: 111 S Broadway Pennsville, NJ 08070
Phone:
Website:
Info:

Allstate Insurance - Gregory E Grande

Address: 1 Carroll Ave Pennsville, NJ 08070
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16252
Info:

Housing Demographics for 08070

Population Review for 08070 Zip Code

For the city of Pennsville, the population within 08070 has increased to over 13,228 residents in population size. The current population total is 12,386. We have broken down the population based on race below. In 08070, there are over 6022 in male population and 6364 females.

PopulationValues
Total Population12,386
White Population10711
Black Population412
Hispanic Population643
Asian Population192
Hawaiian Population0
Indian Population27
Other Population219
Male Population6022
Female Population6364
Population Estimate13228

Household Data for 08070

The average number of homes in 08070 is around 5,144, there are an average of 2.41 per household. The average house value according to local real estate values is around $155,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,144
Persons Per Household2.41
Average House Value$155,300
Income Per Household$70318
Median Age44.6
Median Age Male43.8
Median Age Female45.4
08070 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856
CityPennsville
City Alias NamePENNSVILLE
CountySalem
County FIPS033
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses206
Number Of Employees1769
Business First Quarter Payroll15449
Business Annual Payroll66837
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District02
Congressional LandArea2092.43
Delivery Residential5489
Delivery Business251
Delivery Total6941
Preferred Last Line KeyV11176
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV11176
Land Area20.698000
Water Area3.269000
City Alias Code
City Mixed CasePennsville
City Alias Mixed CasePennsville
Box Count141
SFDU4520
MFDU246
State ANSI34
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number336540
Unique ZIP Name
SSA State County Code31340
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSalem

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]