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08073 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 08073 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Rancocas, NJ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 08073 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New Jersey, like average Rancocas homeowners insurance rates, coverage options or home insurance types, please select Rancocas, NJ Home Insurance Rates Online!

08073 Home Insurance Average Premiums

Local 08073 homeowners insurance quotes comparison

$712 /yr.

Shows Zip Code: 08073 lowest rates with discounts applied on average.

For the 08073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$712 /yr.
Average Coverage:$962 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1262 /yr.

What is the average home insurance cost for a home in 08073?

  • • The average homeowners insurance premium paid annually for a home in 08073 is around $962 per year.

What does it cost on average per month for home insurance in 08073?

  • • Homeowners in 08073 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08073?

  • • Autoowners in 08073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rancocas area, check out other zip codes nearby 08073.
Review average rates in another zip code:
08073 homeowners insurance rates

Home Replacement Cost Coverage in 08073

Average Building Cost Per Square Foot in 08073: $193

Location: Rancocas, New Jersey (Burlington County)

Average Square Footage in 08073: 855 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08073 before you start any project. Rancocas homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 855 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rancocas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193855$165,000
Additional Upgrades & Added Features$241855$206,250
Major Home Updates or Advancements$290855$247,500

It's important to understand that when you estimate your replacement cost of your home in the 08073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08073

Best Home & Auto Insurance Agencies in 08073

Housing Demographics for 08073

Population Review for 08073 Zip Code

For the city of Rancocas, the population within 08073 has increased to over 0 residents in population size. The current population total is 153. We have broken down the population based on race below. In 08073, there are over 73 in male population and 80 females.

PopulationValues
Total Population153
White Population118
Black Population16
Hispanic Population14
Asian Population2
Hawaiian Population0
Indian Population0
Other Population1
Male Population73
Female Population80
Population Estimate0

Household Data for 08073

The average number of homes in 08073 is around 56, there are an average of 2.73 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode56
Persons Per Household2.73
Average House Value$165,000
Income Per Household$0
Median Age45.9
Median Age Male46.5
Median Age Female45.5
08073 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeZ
City Alias Abbreviation
Area Code856
CityRancocas
City Alias NameRANCOCAS
CountyBurlington
County FIPS005
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees411
Business First Quarter Payroll9946
Business Annual Payroll40410
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District03
Congressional LandArea899.7
Delivery Residential0
Delivery Business0
Delivery Total292
Preferred Last Line KeyV11273
Classification CodeP
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV11273
Land Area0.087000
Water Area0.000000
City Alias Code
City Mixed CaseRancocas
City Alias Mixed CaseRancocas
Box Count194
SFDU0
MFDU0
State ANSI34
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number337050
Unique ZIP Name
SSA State County Code31150
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBurlington

New Jersey Homeowners Insurance News & Information

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    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]