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If you live in the 08080 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Sewell have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.
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08080 Average Homeowners Insurance Rates
If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 08080 the average premium for homeowners coverage is $952 which compares very well to the national average of $1,249.
Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 08080. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.
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08080 Home Insurance Average Premiums
$702 /yr.
Shows Zip Code: 08080 lowest rates with discounts applied on average.
For the 08080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $702 /yr. |
| Average Coverage: | $952 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1252 /yr. |
What is the average home insurance cost for a home in 08080?
- • The average homeowners insurance premium paid annually for a home in 08080 is around $952 per year.
What does it cost on average per month for home insurance in 08080?
- • Homeowners in 08080 pay a monthly average cost per month around $79.00.
What kind of discount could I get if I combine my home and auto insurance together in 08080?
- • Autoowners in 08080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Sewell area, check out other zip codes nearby 08080.
Review average rates in another zip code:
08080 homeowners insurance rates
Home Replacement Cost Coverage in 08080
Average Building Cost Per Square Foot in 08080: $193
Location: Sewell, New Jersey (Gloucester County)Average Square Footage in 08080: 1,410 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 08080 before you start any project. Sewell homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 08080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,410 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sewell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $193 | 1,410 | $272,200 |
| Additional Upgrades & Added Features | $241 | 1,410 | $340,250 |
| Major Home Updates or Advancements | $290 | 1,410 | $408,300 |
It's important to understand that when you estimate your replacement cost of your home in the 08080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 08080
Allstate Insurance - Norman J Martinelli
Address: 425 Hurffville-cross Keys Rd. Suite #4 Sewell, NJ 08080Phone: (856)582-8544
Website:
Best Home & Auto Insurance Agencies in 08080
Saghirian, Bob - State Farm Insurance Agent
Address: 295 Delsea Dr Sewell, NJ 08080Phone:
Website: http://www.national.citysearch.com/profile/external/604501442/sewell_nj/saghirian_bob_state_farm_insurance_agent.html
Info:
Saghirian- Robert L - State Farm Insurance Agent
Address: "DRIVE And Salina Road Corner Of DELSEA" Sewell, NJ 08080Phone:
Website:
Info:
Allstate New Jersey Insurance Company - Norman Martinelli
Address: 421 Hurffville-Crosskeys Rd Sewell, NJ 08080Phone:
Website: http://www.national.citysearch.com/profile/662336700/sewell_nj/allstate_new_jersey_insurance_company_norman_martinelli.html
Info:
Allstate Insurance - Norman J Martinelli
Address: 425 Hurffville-Crosskeys Rd, #4 Sewell, NJ 08080Phone:
Website:
Info:
Allstate Insurance - Victor Simonin Jr
Address: 111 Egg Harbor Rd Sewell, NJ 08080Phone:
Website:
Info:
Housing Demographics for 08080
Population Review for 08080 Zip Code
For the city of Sewell, the population within 08080 has increased to over 40,346 residents in population size. The current population total is 37,942. We have broken down the population based on race below. In 08080, there are over 18317 in male population and 19625 females.
| Population | Values |
|---|---|
| Total Population | 37,942 |
| White Population | 31268 |
| Black Population | 2296 |
| Hispanic Population | 1986 |
| Asian Population | 1720 |
| Hawaiian Population | 9 |
| Indian Population | 55 |
| Other Population | 571 |
| Male Population | 18317 |
| Female Population | 19625 |
| Population Estimate | 40346 |
Household Data for 08080
The average number of homes in 08080 is around 13,793, there are an average of 2.73 per household. The average house value according to local real estate values is around $272,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 13,793 |
| Persons Per Household | 2.73 |
| Average House Value | $272,200 |
| Income Per Household | $116348 |
| Median Age | 43.0 |
| Median Age Male | 41.3 |
| Median Age Female | 44.6 |
| 08080 Details | Values |
|---|---|
| State | NJ |
| State Full Name | New Jersey |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 856 |
| City | Sewell |
| City Alias Name | SEWELL |
| County | Gloucester |
| County FIPS | 015 |
| State FIPS | 34 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 6162 |
| PMSA | 6160 |
| CSA | 428 |
| CBSA | 37980 |
| CBSA_DIV | 15804 |
| CBSA_Type | Metro |
| CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
| MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
| PMSA_Name | Philadelphia, PA-NJ PMSA |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 899 |
| Number Of Employees | 10376 |
| Business First Quarter Payroll | 112338 |
| Business Annual Payroll | 536794 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5965343 |
| CBSA Division Population | 1250679 |
| Congressional District | 01|02 |
| Congressional LandArea | 350.02|2092.43 |
| Delivery Residential | 14779 |
| Delivery Business | 908 |
| Delivery Total | 16261 |
| Preferred Last Line Key | V11378 |
| Classification Code | |
| Multi-County | |
| CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
| CBSA_DIV_Name | Camden, NJ |
| City State Key | V11378 |
| Land Area | 29.237000 |
| Water Area | 0.146000 |
| City Alias Code | |
| City Mixed Case | Sewell |
| City Alias Mixed Case | Sewell |
| Box Count | 148 |
| SFDU | 11207 |
| MFDU | 777 |
| State ANSI | 34 |
| County ANSI | 015 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 337695 |
| Unique ZIP Name | |
| SSA State County Code | 31220 |
| Medicare CBSA Code | 15804 |
| Medicare CBSA Name | Camden, NJ |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Gloucester |
New Jersey Homeowners Insurance News & Information
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Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
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FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]