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Home Insurance Quotes in 08096

Are you shopping for a cheaper homeowners insurance rate in 08096? Our rates are very competitive for homeowners living in Woodbury, NJ. Many homeowners located in the 08096 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 08096. To get free 08096 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 08096 zip code should appear in the zip code field ready to go. Shopping Woodbury, NJ Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 08096 to review the best rate coverages.

Your 08096 Home Insurance Costs Is Rated: High!

For the great city of Woodbury, the average home insurance premium paid annually is around $938 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our New Jersey specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Woodbury and need insurance on your home in the 08096 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 08096 Homeowners Insurance Rates Now!

08096 Home Insurance Average Premiums

Local 08096 homeowners insurance quotes comparison

$688 /yr.

Shows Zip Code: 08096 lowest rates with discounts applied on average.

For the 08096, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$688 /yr.
Average Coverage:$938 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1238 /yr.

What is the average home insurance cost for a home in 08096?

  • • The average homeowners insurance premium paid annually for a home in 08096 is around $938 per year.

What does it cost on average per month for home insurance in 08096?

  • • Homeowners in 08096 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 08096?

  • • Autoowners in 08096 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodbury area, check out other zip codes nearby 08096.
Review average rates in another zip code:
08096 homeowners insurance rates

Home Replacement Cost Coverage in 08096

Average Building Cost Per Square Foot in 08096: $193

Location: Woodbury, New Jersey (Gloucester County)

Average Square Footage in 08096: 1,042 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08096 before you start any project. Woodbury homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08096 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08096 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,042 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodbury area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,042$201,200
Additional Upgrades & Added Features$2411,042$251,500
Major Home Updates or Advancements$2901,042$301,800

It's important to understand that when you estimate your replacement cost of your home in the 08096 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08096

Denny W Howard

Address: 44 Cooper Street Rear Woodbury, NJ 08096
Phone: (856)845-4400
Website:

Best Home & Auto Insurance Agencies in 08096

Johnson, Timothy E - State Farm Insurance Agent

Address: 1007 Mantua Pike, #1 West Deptford, NJ 08096
Phone:
Website: http://www.national.citysearch.com/profile/external/628749710/west_deptford_nj/johnson_timothy_e_state_farm_insurance_agent.html
Info:

Allstate New Jersey Insurance Company - Pat Egberts

Address: 1575 Almonesson Rd Woodbury, NJ 08096
Phone:
Website: http://www.national.citysearch.com/profile/662194380/woodbury_nj/allstate_new_jersey_insurance_company_pat_egberts.html
Info:

Strube Agency

Address: 1612 Cooper St Deptford, NJ 08096
Phone:
Website: http://www.strubeagency.com
Info:

Pat Egberts - Allstate Agent

Address: 1575 Almonesson Rd Deptford, NJ 08096
Phone:
Website: http://www.agents.allstate.com/USA/NJ/pat-egberts.html
Info:

Johnson- Timothy E - State Farm Insurance Agent

Address: 1007 Mantua Pike, #1 Woodbury, NJ 08096
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 08096

Population Review for 08096 Zip Code

For the city of Woodbury, the population within 08096 has increased to over 36,289 residents in population size. The current population total is 36,355. We have broken down the population based on race below. In 08096, there are over 17410 in male population and 18945 females.

PopulationValues
Total Population36,355
White Population25459
Black Population5259
Hispanic Population3457
Asian Population1340
Hawaiian Population15
Indian Population96
Other Population1445
Male Population17410
Female Population18945
Population Estimate36289

Household Data for 08096

The average number of homes in 08096 is around 14,281, there are an average of 2.51 per household. The average house value according to local real estate values is around $201,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,281
Persons Per Household2.51
Average House Value$201,200
Income Per Household$82046
Median Age41.3
Median Age Male39.0
Median Age Female43.5
08096 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856/609
CityWoodbury
City Alias NameWOODBURY
CountyGloucester
County FIPS015
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses964
Number Of Employees14576
Business First Quarter Payroll131047
Business Annual Payroll576648
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District01
Congressional LandArea350.02
Delivery Residential14458
Delivery Business1013
Delivery Total15761
Preferred Last Line KeyV11796
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV11796
Land Area13.890000
Water Area0.323000
City Alias Code
City Mixed CaseWoodbury
City Alias Mixed CaseWoodbury
Box Count311
SFDU10868
MFDU751
State ANSI34
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number339240
Unique ZIP Name
SSA State County Code31220
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseGloucester

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]