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08110, NJ Homeowners Insurance Rates

With a population size of 19,599 and with 6,385 occupied homes in the 08110 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Pennsauken, NJ are around $938 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Pennsauken, New Jersey. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Jersey home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Pennsauken, NJ.

For New Jersey home insurance information, including average Pennsauken home insurance rates, coverage options or the different homeowners insurance types, please select Pennsauken, NJ Home Insurance Quotes Now!

08110 Home Insurance Average Premiums

Local 08110 homeowners insurance quotes comparison

$688 /yr.

Shows Zip Code: 08110 lowest rates with discounts applied on average.

For the 08110, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$688 /yr.
Average Coverage:$938 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1238 /yr.

What is the average home insurance cost for a home in 08110?

  • • The average homeowners insurance premium paid annually for a home in 08110 is around $938 per year.

What does it cost on average per month for home insurance in 08110?

  • • Homeowners in 08110 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 08110?

  • • Autoowners in 08110 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pennsauken area, check out other zip codes nearby 08110.
Review average rates in another zip code:
08110 homeowners insurance rates

Home Replacement Cost Coverage in 08110

Average Building Cost Per Square Foot in 08110: $193

Location: Pennsauken, New Jersey (Camden County)

Average Square Footage in 08110: 781 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08110 before you start any project. Pennsauken homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08110 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08110 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 781 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pennsauken area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193781$150,800
Additional Upgrades & Added Features$241781$188,500
Major Home Updates or Advancements$290781$226,200

It's important to understand that when you estimate your replacement cost of your home in the 08110 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08110

Ed Ramming Insurance Agency Inc

Address: 4502 Westfield Avenue Pennsauken, NJ 08110
Phone: (856)663-5538
Website: www.edrammingins.com

Best Home & Auto Insurance Agencies in 08110

Deniken Jr- Richard J - State Farm Insurance Agent

Address: 5525 S Crescent Blvd Pennsauken, NJ 08110
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Deniken Jr, Rich - State Farm Insurance Agent

Address: 5525 Route 130 S Delair, NJ 08110
Phone:
Website: http://www.citysearch.com/profile/external/605148942/pennsauken_nj/deniken_jr_rich_state_farm_insurance_agent.html
Info:

Ed Ramming Insurance Agency Inc

Address: 4502 Westfield Ave Pennsauken, NJ 08110
Phone:
Website: http://www.edrammingins.com
Info:

Weinstein, Sol - American Agency INS Svc Incorporated

Address: 2643 Haddonfield Rd Pennsauken, NJ 08110
Phone:
Website: http://www.americanagencyins.com/
Info:

Housing Demographics for 08110

Population Review for 08110 Zip Code

For the city of Pennsauken, the population within 08110 has increased to over 20,523 residents in population size. The current population total is 19,599. We have broken down the population based on race below. In 08110, there are over 9490 in male population and 10109 females.

PopulationValues
Total Population19,599
White Population3987
Black Population5485
Hispanic Population9391
Asian Population1771
Hawaiian Population19
Indian Population208
Other Population5650
Male Population9490
Female Population10109
Population Estimate20523

Household Data for 08110

The average number of homes in 08110 is around 6,385, there are an average of 3.04 per household. The average house value according to local real estate values is around $150,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,385
Persons Per Household3.04
Average House Value$150,800
Income Per Household$73575
Median Age37.0
Median Age Male35.0
Median Age Female39.0
08110 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias Abbreviation
Area Code856/609
CityPennsauken
City Alias NamePENNSAUKEN
CountyCamden
County FIPS007
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses501
Number Of Employees9389
Business First Quarter Payroll134708
Business Annual Payroll574667
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District01
Congressional LandArea350.02
Delivery Residential6751
Delivery Business704
Delivery Total8015
Preferred Last Line KeyV11174
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV11174
Land Area6.469000
Water Area1.552000
City Alias Code
City Mixed CasePennsauken
City Alias Mixed CasePennsauken
Box Count161
SFDU6112
MFDU246
State ANSI34
County ANSI007
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number331260
Unique ZIP Name
SSA State County Code31160
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCamden

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]