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08203 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 08203 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Brigantine, NJ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 08203.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 08203 and start shopping.

Quickly and Easily Compare Average Rates for 08203

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Brigantine, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 08203

Homeowners in Brigantine are paying roughly $1019 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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08203 Home Insurance Average Premiums

Local 08203 homeowners insurance quotes comparison

$769 /yr.

Shows Zip Code: 08203 lowest rates with discounts applied on average.

For the 08203, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$769 /yr.
Average Coverage:$1019 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1319 /yr.

What is the average home insurance cost for a home in 08203?

  • • The average homeowners insurance premium paid annually for a home in 08203 is around $1019 per year.

What does it cost on average per month for home insurance in 08203?

  • • Homeowners in 08203 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 08203?

  • • Autoowners in 08203 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brigantine area, check out other zip codes nearby 08203.
Review average rates in another zip code:
08203 homeowners insurance rates

Home Replacement Cost Coverage in 08203

Average Building Cost Per Square Foot in 08203: $193

Location: Brigantine, New Jersey (Atlantic County)

Average Square Footage in 08203: 1,941 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08203 before you start any project. Brigantine homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08203 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08203 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,941 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brigantine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,941$374,600
Additional Upgrades & Added Features$2411,941$468,250
Major Home Updates or Advancements$2901,941$561,900

It's important to understand that when you estimate your replacement cost of your home in the 08203 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08203

Best Home & Auto Insurance Agencies in 08203

Housing Demographics for 08203

Population Review for 08203 Zip Code

For the city of Brigantine, the population within 08203 has increased to over 11,958 residents in population size. The current population total is 7,725. We have broken down the population based on race below. In 08203, there are over 3714 in male population and 4011 females.

PopulationValues
Total Population7,725
White Population6539
Black Population181
Hispanic Population496
Asian Population386
Hawaiian Population4
Indian Population20
Other Population194
Male Population3714
Female Population4011
Population Estimate11958

Household Data for 08203

The average number of homes in 08203 is around 3,798, there are an average of 2.03 per household. The average house value according to local real estate values is around $374,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,798
Persons Per Household2.03
Average House Value$374,600
Income Per Household$81830
Median Age56.8
Median Age Male56.3
Median Age Female57.3
08203 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code609
CityBrigantine
City Alias NameBRIGANTINE
CountyAtlantic
County FIPS001
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA0560
CSA428
CBSA12100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAtlantic City-Hammonton, NJ
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameAtlantic-Cape May, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses159
Number Of Employees1069
Business First Quarter Payroll7253
Business Annual Payroll38295
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population274549
CBSA Division Population0
Congressional District02
Congressional LandArea2092.43
Delivery Residential5891
Delivery Business167
Delivery Total6368
Preferred Last Line KeyV10178
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyV10178
Land Area6.573000
Water Area6.766000
City Alias Code
City Mixed CaseBrigantine
City Alias Mixed CaseBrigantine
Box Count169
SFDU4395
MFDU271
State ANSI34
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number331080
Unique ZIP Name
SSA State County Code31000
Medicare CBSA Code12100
Medicare CBSA NameAtlantic City-Hammonton, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAtlantic

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]