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Homeowners Insurance in 08234

In Egg Harbor Township, NJ, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 08234 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 08234 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 08234 should appear in the zip code field ready to go.

08234 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New Jersey, you are going to see rates around the average home insurance premium per year of $976. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Egg Harbor Township home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 08234 Home Insurance Rates Now!

Best 3 Options to Compare in 08234

If you want homeowners insurance quotes within the city of Egg Harbor Township or in the 08234 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Egg Harbor Township, NJ.

08234 Home Insurance Average Premiums

Local 08234 homeowners insurance quotes comparison

$726 /yr.

Shows Zip Code: 08234 lowest rates with discounts applied on average.

For the 08234, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$726 /yr.
Average Coverage:$976 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1276 /yr.

What is the average home insurance cost for a home in 08234?

  • • The average homeowners insurance premium paid annually for a home in 08234 is around $976 per year.

What does it cost on average per month for home insurance in 08234?

  • • Homeowners in 08234 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 08234?

  • • Autoowners in 08234 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Egg Harbor Township area, check out other zip codes nearby 08234.
Review average rates in another zip code:
08234 homeowners insurance rates

Home Replacement Cost Coverage in 08234

Average Building Cost Per Square Foot in 08234: $193

Location: Egg Harbor Township, New Jersey (Atlantic County)

Average Square Footage in 08234: 1,183 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08234 before you start any project. Egg Harbor Township homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08234 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08234 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,183 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Egg Harbor Township area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,183$228,300
Additional Upgrades & Added Features$2411,183$285,375
Major Home Updates or Advancements$2901,183$342,450

It's important to understand that when you estimate your replacement cost of your home in the 08234 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08234

Allstate Insurance - Kimberley Beuttel Rhoads

Address: 3003 English Creek Suite D-2b Egg Harbor Township, NJ 08234
Phone: (609)645-6999
Website:

Best Home & Auto Insurance Agencies in 08234

State Farm Insurance Companies

Address: 1411 Tilton Rd Egg Harbor Twp, NJ 08234
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Wayne L Miller

Address: 3153 Fire Rd Egg Harbor Twp, NJ 08234
Phone:
Website: http://www.atlanticcity.citysearch.com/profile/666876920/egg_harbor_township_nj/wayne_l_miller.html
Info:

Thomas H Heist Insurance

Address: 3069 English Creek Ave, #102 Egg Harbor Twp, NJ 08234
Phone:
Website: http://www.atlanticcity.citysearch.com/profile/610868860/egg_harbor_twp_nj/thomas_h_heist_insurance.html
Info:

Allstate New Jersey Insurance Company - Michael Tepedino

Address: 3143 Fire Rd Egg Harbor Twp, NJ 08234
Phone:
Website: http://www.allstateagencies.com/MTepedino/Welcome/
Info:

Malcolm Jr, Stan - State Farm Insurance Agent

Address: 6692 Black Horse Pike Egg Harbor Twp, NJ 08234
Phone:
Website: http://www.atlanticcity.citysearch.com/profile/external/603124142/egg_harbor_twp_nj/malcolm_jr_stan_state_farm_insurance_agent.html
Info:

Housing Demographics for 08234

Population Review for 08234 Zip Code

For the city of Egg Harbor Township, the population within 08234 has increased to over 48,941 residents in population size. The current population total is 46,906. We have broken down the population based on race below. In 08234, there are over 22778 in male population and 24128 females.

PopulationValues
Total Population46,906
White Population27928
Black Population4520
Hispanic Population8156
Asian Population5844
Hawaiian Population21
Indian Population215
Other Population3906
Male Population22778
Female Population24128
Population Estimate48941

Household Data for 08234

The average number of homes in 08234 is around 16,681, there are an average of 2.80 per household. The average house value according to local real estate values is around $228,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,681
Persons Per Household2.80
Average House Value$228,300
Income Per Household$86783
Median Age42.2
Median Age Male40.9
Median Age Female43.3
08234 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeN
City Alias AbbreviationEGG HBR TWP
Area Code609/856
CityEgg Harbor Township
City Alias NameEGG HARBOR TOWNSHIP
CountyAtlantic
County FIPS001
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA0560
CSA428
CBSA12100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAtlantic City-Hammonton, NJ
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameAtlantic-Cape May, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses924
Number Of Employees14910
Business First Quarter Payroll198730
Business Annual Payroll999713
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population274549
CBSA Division Population0
Congressional District02
Congressional LandArea2092.43
Delivery Residential17479
Delivery Business895
Delivery Total19261
Preferred Last Line KeyV18828
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyV18828
Land Area60.675000
Water Area2.905000
City Alias Code
City Mixed CaseEgg Harbor Township
City Alias Mixed CaseEgg Harbor Township
Box Count0
SFDU13615
MFDU135
State ANSI34
County ANSI001
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number336720
Unique ZIP Name
SSA State County Code31000
Medicare CBSA Code12100
Medicare CBSA NameAtlantic City-Hammonton, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAtlantic

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]