Compare quotes for your home in 08234! Compare the best 12 carriers in minutes.
Homeowners Insurance in 08234
In Egg Harbor Township, NJ, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 08234 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 08234 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 08234 should appear in the zip code field ready to go.
08234 Homeowners Insurance Rates Are Considered: High!
If your looking for a standard homeowners policy in New Jersey, you are going to see rates around the average home insurance premium per year of $976. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Egg Harbor Township home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.
Get 08234 Home Insurance Rates Now!
Best 3 Options to Compare in 08234
If you want homeowners insurance quotes within the city of Egg Harbor Township or in the 08234 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Egg Harbor Township, NJ.
08234 Home Insurance Average Premiums
For the 08234, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $726 /yr. |
Average Coverage: | $976 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1276 /yr. |
What is the average home insurance cost for a home in 08234?
- • The average homeowners insurance premium paid annually for a home in 08234 is around $976 per year.
What does it cost on average per month for home insurance in 08234?
- • Homeowners in 08234 pay a monthly average cost per month around $81.00.
What kind of discount could I get if I combine my home and auto insurance together in 08234?
- • Autoowners in 08234 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Egg Harbor Township area, check out other zip codes nearby 08234.
Review average rates in another zip code:
08234 homeowners insurance rates
Home Replacement Cost Coverage in 08234
Average Building Cost Per Square Foot in 08234: $193
Location: Egg Harbor Township, New Jersey (Atlantic County)Average Square Footage in 08234: 1,183 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 08234 before you start any project. Egg Harbor Township homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08234 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 08234 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,183 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Egg Harbor Township area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $193 | 1,183 | $228,300 |
Additional Upgrades & Added Features | $241 | 1,183 | $285,375 |
Major Home Updates or Advancements | $290 | 1,183 | $342,450 |
It's important to understand that when you estimate your replacement cost of your home in the 08234 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 08234
Allstate Insurance - Kimberley Beuttel Rhoads
Address: 3003 English Creek Suite D-2b Egg Harbor Township, NJ 08234Phone: (609)645-6999
Website:
Best Home & Auto Insurance Agencies in 08234
State Farm Insurance Companies
Address: 1411 Tilton Rd Egg Harbor Twp, NJ 08234Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Wayne L Miller
Address: 3153 Fire Rd Egg Harbor Twp, NJ 08234Phone:
Website: http://www.atlanticcity.citysearch.com/profile/666876920/egg_harbor_township_nj/wayne_l_miller.html
Info:
Thomas H Heist Insurance
Address: 3069 English Creek Ave, #102 Egg Harbor Twp, NJ 08234Phone:
Website: http://www.atlanticcity.citysearch.com/profile/610868860/egg_harbor_twp_nj/thomas_h_heist_insurance.html
Info:
Allstate New Jersey Insurance Company - Michael Tepedino
Address: 3143 Fire Rd Egg Harbor Twp, NJ 08234Phone:
Website: http://www.allstateagencies.com/MTepedino/Welcome/
Info:
Malcolm Jr, Stan - State Farm Insurance Agent
Address: 6692 Black Horse Pike Egg Harbor Twp, NJ 08234Phone:
Website: http://www.atlanticcity.citysearch.com/profile/external/603124142/egg_harbor_twp_nj/malcolm_jr_stan_state_farm_insurance_agent.html
Info:
Housing Demographics for 08234
Population Review for 08234 Zip Code
For the city of Egg Harbor Township, the population within 08234 has increased to over 48,941 residents in population size. The current population total is 46,906. We have broken down the population based on race below. In 08234, there are over 22778 in male population and 24128 females.
Population | Values |
---|---|
Total Population | 46,906 |
White Population | 27928 |
Black Population | 4520 |
Hispanic Population | 8156 |
Asian Population | 5844 |
Hawaiian Population | 21 |
Indian Population | 215 |
Other Population | 3906 |
Male Population | 22778 |
Female Population | 24128 |
Population Estimate | 48941 |
Household Data for 08234
The average number of homes in 08234 is around 16,681, there are an average of 2.80 per household. The average house value according to local real estate values is around $228,300. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 16,681 |
Persons Per Household | 2.80 |
Average House Value | $228,300 |
Income Per Household | $86783 |
Median Age | 42.2 |
Median Age Male | 40.9 |
Median Age Female | 43.3 |
08234 Details | Values |
---|---|
State | NJ |
State Full Name | New Jersey |
City Type | N |
City Alias Abbreviation | EGG HBR TWP |
Area Code | 609/856 |
City | Egg Harbor Township |
City Alias Name | EGG HARBOR TOWNSHIP |
County | Atlantic |
County FIPS | 001 |
State FIPS | 34 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 6162 |
PMSA | 0560 |
CSA | 428 |
CBSA | 12100 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Atlantic City-Hammonton, NJ |
MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
PMSA_Name | Atlantic-Cape May, NJ PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 924 |
Number Of Employees | 14910 |
Business First Quarter Payroll | 198730 |
Business Annual Payroll | 999713 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 274549 |
CBSA Division Population | 0 |
Congressional District | 02 |
Congressional LandArea | 2092.43 |
Delivery Residential | 17479 |
Delivery Business | 895 |
Delivery Total | 19261 |
Preferred Last Line Key | V18828 |
Classification Code | |
Multi-County | |
CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
CBSA_DIV_Name | |
City State Key | V18828 |
Land Area | 60.675000 |
Water Area | 2.905000 |
City Alias Code | |
City Mixed Case | Egg Harbor Township |
City Alias Mixed Case | Egg Harbor Township |
Box Count | 0 |
SFDU | 13615 |
MFDU | 135 |
State ANSI | 34 |
County ANSI | 001 |
ZIP Intro | |
Alias Intro | |
Facility Code | N |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 336720 |
Unique ZIP Name | |
SSA State County Code | 31000 |
Medicare CBSA Code | 12100 |
Medicare CBSA Name | Atlantic City-Hammonton, NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Atlantic |
New Jersey Homeowners Insurance News & Information
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Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
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FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]