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Quickly Revew Homeowners Insurance in 08319

If you own a home in Estell Manor, NJ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 08319 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New Jersey licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 08319 and start comparing rates now.

08319 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 08319 is $913 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 08319 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Estell Manor, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

08319 Home Insurance Average Premiums

Local 08319 homeowners insurance quotes comparison

$663 /yr.

Shows Zip Code: 08319 lowest rates with discounts applied on average.

For the 08319, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$663 /yr.
Average Coverage:$913 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1213 /yr.

What is the average home insurance cost for a home in 08319?

  • • The average homeowners insurance premium paid annually for a home in 08319 is around $913 per year.

What does it cost on average per month for home insurance in 08319?

  • • Homeowners in 08319 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 08319?

  • • Autoowners in 08319 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Estell Manor area, check out other zip codes nearby 08319.
Review average rates in another zip code:
08319 homeowners insurance rates

Home Replacement Cost Coverage in 08319

Average Building Cost Per Square Foot in 08319: $193

Location: Estell Manor, New Jersey (Atlantic County)

Average Square Footage in 08319: 1,353 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08319 before you start any project. Estell Manor homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08319 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08319 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,353 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Estell Manor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,353$261,100
Additional Upgrades & Added Features$2411,353$326,375
Major Home Updates or Advancements$2901,353$391,650

It's important to understand that when you estimate your replacement cost of your home in the 08319 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08319

Best Home & Auto Insurance Agencies in 08319

Housing Demographics for 08319

Population Review for 08319 Zip Code

For the city of Estell Manor, the population within 08319 has increased to over 1,441 residents in population size. The current population total is 1,272. We have broken down the population based on race below. In 08319, there are over 653 in male population and 619 females.

PopulationValues
Total Population1,272
White Population1178
Black Population23
Hispanic Population51
Asian Population0
Hawaiian Population0
Indian Population2
Other Population10
Male Population653
Female Population619
Population Estimate1441

Household Data for 08319

The average number of homes in 08319 is around 465, there are an average of 2.69 per household. The average house value according to local real estate values is around $261,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode465
Persons Per Household2.69
Average House Value$261,100
Income Per Household$107969
Median Age45.2
Median Age Male43.5
Median Age Female48.3
08319 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code609/640
CityEstell Manor
City Alias NameESTELL MANOR
CountyAtlantic
County FIPS001
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA0560
CSA428
CBSA12100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAtlantic City-Hammonton, NJ
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameAtlantic-Cape May, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees69
Business First Quarter Payroll644
Business Annual Payroll2803
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population274549
CBSA Division Population0
Congressional District02
Congressional LandArea2092.43
Delivery Residential536
Delivery Business8
Delivery Total599
Preferred Last Line KeyV10441
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyV10441
Land Area15.048000
Water Area0.036000
City Alias Code
City Mixed CaseEstell Manor
City Alias Mixed CaseEstell Manor
Box Count49
SFDU454
MFDU0
State ANSI34
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number332475
Unique ZIP Name
SSA State County Code31000
Medicare CBSA Code12100
Medicare CBSA NameAtlantic City-Hammonton, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAtlantic

New Jersey Homeowners Insurance News & Information

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