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Home Insurance in 08327

Our rates are very competitive for homeowners living in the 08327 zip code. Many homeowners based out of Leesburg, NJ have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NJ licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 08327 should appear in the zip code field ready to go.

08327 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Leesburg area? The average homeowners premium in 08327 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 08327, you can expect to pay around $961 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 08327

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of New Jersey. Start your 08327 home insurance shopping today!

  1. Leesburg, NJ Home Insurance Quotes

08327 Home Insurance Average Premiums

Local 08327 homeowners insurance quotes comparison

$711 /yr.

Shows Zip Code: 08327 lowest rates with discounts applied on average.

For the 08327, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$711 /yr.
Average Coverage:$961 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1261 /yr.

What is the average home insurance cost for a home in 08327?

  • • The average homeowners insurance premium paid annually for a home in 08327 is around $961 per year.

What does it cost on average per month for home insurance in 08327?

  • • Homeowners in 08327 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08327?

  • • Autoowners in 08327 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leesburg area, check out other zip codes nearby 08327.
Review average rates in another zip code:
08327 homeowners insurance rates

Home Replacement Cost Coverage in 08327

Average Building Cost Per Square Foot in 08327: $193

Location: Leesburg, New Jersey (Cumberland County)

Average Square Footage in 08327: 674 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08327 before you start any project. Leesburg homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08327 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08327 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 674 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leesburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193674$130,100
Additional Upgrades & Added Features$241674$162,625
Major Home Updates or Advancements$290674$195,150

It's important to understand that when you estimate your replacement cost of your home in the 08327 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08327

Best Home & Auto Insurance Agencies in 08327

Housing Demographics for 08327

Population Review for 08327 Zip Code

For the city of Leesburg, the population within 08327 has increased to over 261 residents in population size. The current population total is 3,876. We have broken down the population based on race below. In 08327, there are over 3356 in male population and 520 females.

PopulationValues
Total Population3,876
White Population1985
Black Population1633
Hispanic Population491
Asian Population7
Hawaiian Population0
Indian Population14
Other Population171
Male Population3356
Female Population520
Population Estimate261

Household Data for 08327

The average number of homes in 08327 is around 315, there are an average of 2.67 per household. The average house value according to local real estate values is around $130,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode315
Persons Per Household2.67
Average House Value$130,100
Income Per Household$71000
Median Age35.2
Median Age Male34.7
Median Age Female41.8
08327 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code609/640
CityLeesburg
City Alias NameLEESBURG
CountyCumberland
County FIPS011
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA8760
CSA428
CBSA47220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVineland, NJ
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameVineland-Millville-Bridgeton, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees32
Business First Quarter Payroll203
Business Annual Payroll1122
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population156898
CBSA Division Population0
Congressional District02
Congressional LandArea2092.43
Delivery Residential98
Delivery Business1
Delivery Total319
Preferred Last Line KeyV10770
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyV10770
Land Area9.584000
Water Area0.250000
City Alias Code
City Mixed CaseLeesburg
City Alias Mixed CaseLeesburg
Box Count195
SFDU98
MFDU0
State ANSI34
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number334365
Unique ZIP Name
SSA State County Code31190
Medicare CBSA Code47220
Medicare CBSA NameVineland-Bridgeton, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCumberland

New Jersey Homeowners Insurance News & Information

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