Get multiple home insurance quotes in 08328. Our licensed 08328, NJ agents are ready to serve you.

08328 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 08328? Our rates are very competitive for homeowners living in Malaga, NJ. Many homeowners based out of your 08328 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 08328 should appear in the zip code field ready to go. For Malaga, NJ Home Insurance Rate Quotes click to review the best rates and service online!

08328 Average Premium is Rated: High!

Homeowners living in 08328 can easily save up to 40% off the average home insurance premium of $954 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Malaga that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 08328 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 08328!

08328 Home Insurance Average Premiums

Local 08328 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 08328 lowest rates with discounts applied on average.

For the 08328, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1254 /yr.

What is the average home insurance cost for a home in 08328?

  • • The average homeowners insurance premium paid annually for a home in 08328 is around $954 per year.

What does it cost on average per month for home insurance in 08328?

  • • Homeowners in 08328 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08328?

  • • Autoowners in 08328 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Malaga area, check out other zip codes nearby 08328.
Review average rates in another zip code:
08328 homeowners insurance rates

Home Replacement Cost Coverage in 08328

Average Building Cost Per Square Foot in 08328: $193

Location: Malaga, New Jersey (Gloucester County)

Average Square Footage in 08328: 978 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08328 before you start any project. Malaga homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08328 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08328 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 978 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Malaga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193978$188,800
Additional Upgrades & Added Features$241978$236,000
Major Home Updates or Advancements$290978$283,200

It's important to understand that when you estimate your replacement cost of your home in the 08328 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08328

Best Home & Auto Insurance Agencies in 08328

Housing Demographics for 08328

Population Review for 08328 Zip Code

For the city of Malaga, the population within 08328 has increased to over 1,292 residents in population size. The current population total is 1,302. We have broken down the population based on race below. In 08328, there are over 647 in male population and 655 females.

PopulationValues
Total Population1,302
White Population1106
Black Population69
Hispanic Population87
Asian Population18
Hawaiian Population0
Indian Population2
Other Population44
Male Population647
Female Population655
Population Estimate1292

Household Data for 08328

The average number of homes in 08328 is around 464, there are an average of 2.81 per household. The average house value according to local real estate values is around $188,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode464
Persons Per Household2.81
Average House Value$188,800
Income Per Household$83929
Median Age39.5
Median Age Male37.4
Median Age Female41.3
08328 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856
CityMalaga
City Alias NameMALAGA
CountyGloucester
County FIPS015
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees277
Business First Quarter Payroll2509
Business Annual Payroll13109
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District02
Congressional LandArea2092.43
Delivery Residential460
Delivery Business16
Delivery Total632
Preferred Last Line KeyV10824
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV10824
Land Area1.904000
Water Area0.154000
City Alias Code
City Mixed CaseMalaga
City Alias Mixed CaseMalaga
Box Count102
SFDU412
MFDU0
State ANSI34
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number334740
Unique ZIP Name
SSA State County Code31220
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseGloucester

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]