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08344 Home Insurance Quotes & Rates

Currently, the 2,288 homes within the 08344 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for New Jersey is around $944 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Newfield, NJ, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 08344.

New Jersey is now ranking #22 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Newfield home insurance quotes all in one place then GetHomeInsuranceQuotes.com of New Jersey has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 08344 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Newfield, New Jersey home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Newfield, NJ Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

08344 Home Insurance Average Premiums

Local 08344 homeowners insurance quotes comparison

$694 /yr.

Shows Zip Code: 08344 lowest rates with discounts applied on average.

For the 08344, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$694 /yr.
Average Coverage:$944 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1244 /yr.

What is the average home insurance cost for a home in 08344?

  • • The average homeowners insurance premium paid annually for a home in 08344 is around $944 per year.

What does it cost on average per month for home insurance in 08344?

  • • Homeowners in 08344 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 08344?

  • • Autoowners in 08344 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newfield area, check out other zip codes nearby 08344.
Review average rates in another zip code:
08344 homeowners insurance rates

Home Replacement Cost Coverage in 08344

Average Building Cost Per Square Foot in 08344: $193

Location: Newfield, New Jersey (Gloucester County)

Average Square Footage in 08344: 899 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08344 before you start any project. Newfield homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08344 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08344 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 899 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193899$173,600
Additional Upgrades & Added Features$241899$217,000
Major Home Updates or Advancements$290899$260,400

It's important to understand that when you estimate your replacement cost of your home in the 08344 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08344

Best Home & Auto Insurance Agencies in 08344

Housing Demographics for 08344

Population Review for 08344 Zip Code

For the city of Newfield, the population within 08344 has increased to over 5,946 residents in population size. The current population total is 5,894. We have broken down the population based on race below. In 08344, there are over 2996 in male population and 2898 females.

PopulationValues
Total Population5,894
White Population4592
Black Population424
Hispanic Population774
Asian Population29
Hawaiian Population1
Indian Population18
Other Population274
Male Population2996
Female Population2898
Population Estimate5946

Household Data for 08344

The average number of homes in 08344 is around 2,288, there are an average of 2.57 per household. The average house value according to local real estate values is around $173,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,288
Persons Per Household2.57
Average House Value$173,600
Income Per Household$64731
Median Age43.8
Median Age Male42.6
Median Age Female45.3
08344 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856
CityNewfield
City Alias NameNEWFIELD
CountyGloucester
County FIPS015
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses113
Number Of Employees965
Business First Quarter Payroll10905
Business Annual Payroll49325
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District02
Congressional LandArea2092.43
Delivery Residential2314
Delivery Business68
Delivery Total2595
Preferred Last Line KeyV11031
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV11031
Land Area23.761000
Water Area0.300000
City Alias Code
City Mixed CaseNewfield
City Alias Mixed CaseNewfield
Box Count153
SFDU2223
MFDU0
State ANSI34
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number335715
Unique ZIP Name
SSA State County Code31220
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseGloucester

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]