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08348 Home Insurance Rates & Premiums

Did you know there are over 157 people living within the 08348 zip code area? There are over 65 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 08348.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New Jersey are on the rise. The estimated average premium is around $962 a year for a standard homeowners insurance policy in Port Elizabeth. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Port Elizabeth, NJ Homeowners Insurance Quotes Online

08348 Home Insurance Average Premiums

Local 08348 homeowners insurance quotes comparison

$712 /yr.

Shows Zip Code: 08348 lowest rates with discounts applied on average.

For the 08348, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$712 /yr.
Average Coverage:$962 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1262 /yr.

What is the average home insurance cost for a home in 08348?

  • • The average homeowners insurance premium paid annually for a home in 08348 is around $962 per year.

What does it cost on average per month for home insurance in 08348?

  • • Homeowners in 08348 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08348?

  • • Autoowners in 08348 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Elizabeth area, check out other zip codes nearby 08348.
Review average rates in another zip code:
08348 homeowners insurance rates

Home Replacement Cost Coverage in 08348

Average Building Cost Per Square Foot in 08348: $193

Location: Port Elizabeth, New Jersey (Cumberland County)

Average Square Footage in 08348: 855 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08348 before you start any project. Port Elizabeth homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08348 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08348 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 855 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Elizabeth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193855$165,000
Additional Upgrades & Added Features$241855$206,250
Major Home Updates or Advancements$290855$247,500

It's important to understand that when you estimate your replacement cost of your home in the 08348 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08348

Best Home & Auto Insurance Agencies in 08348

Housing Demographics for 08348

Population Review for 08348 Zip Code

For the city of Port Elizabeth, the population within 08348 has increased to over 31 residents in population size. The current population total is 157. We have broken down the population based on race below. In 08348, there are over 73 in male population and 84 females.

PopulationValues
Total Population157
White Population137
Black Population5
Hispanic Population15
Asian Population0
Hawaiian Population0
Indian Population1
Other Population7
Male Population73
Female Population84
Population Estimate31

Household Data for 08348

The average number of homes in 08348 is around 65, there are an average of 2.42 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode65
Persons Per Household2.42
Average House Value$165,000
Income Per Household$93750
Median Age46.1
Median Age Male42.8
Median Age Female46.5
08348 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias AbbreviationPRT ELIZABETH
Area Code856/609
CityPort Elizabeth
City Alias NamePORT ELIZABETH
CountyCumberland
County FIPS011
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA8760
CSA428
CBSA47220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVineland, NJ
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameVineland-Millville-Bridgeton, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees75
Business First Quarter Payroll566
Business Annual Payroll2523
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population156898
CBSA Division Population0
Congressional District02
Congressional LandArea2092.43
Delivery Residential13
Delivery Business1
Delivery Total144
Preferred Last Line KeyV11230
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyV11230
Land Area1.832000
Water Area0.099000
City Alias Code
City Mixed CasePort Elizabeth
City Alias Mixed CasePort Elizabeth
Box Count107
SFDU13
MFDU0
State ANSI34
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number336810
Unique ZIP Name
SSA State County Code31190
Medicare CBSA Code47220
Medicare CBSA NameVineland-Bridgeton, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCumberland

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]