Get multiple home insurance quotes in 08360. Our licensed 08360, NJ agents are ready to serve you.

08360, NJ Homeowners Insurance Rates

With a population size of 43,043 and with 15,574 occupied homes in the 08360 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Vineland, NJ are around $951 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Vineland, New Jersey. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Jersey home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Vineland, NJ.

For New Jersey home insurance information, including average Vineland home insurance rates, coverage options or the different homeowners insurance types, please select Vineland, NJ Home Insurance Quotes Now!

08360 Home Insurance Average Premiums

Local 08360 homeowners insurance quotes comparison

$701 /yr.

Shows Zip Code: 08360 lowest rates with discounts applied on average.

For the 08360, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$701 /yr.
Average Coverage:$951 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1251 /yr.

What is the average home insurance cost for a home in 08360?

  • • The average homeowners insurance premium paid annually for a home in 08360 is around $951 per year.

What does it cost on average per month for home insurance in 08360?

  • • Homeowners in 08360 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 08360?

  • • Autoowners in 08360 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vineland area, check out other zip codes nearby 08360.
Review average rates in another zip code:
08361 homeowners insurance rates
08360 homeowners insurance rates

Home Replacement Cost Coverage in 08360

Average Building Cost Per Square Foot in 08360: $193

Location: Vineland, New Jersey (Cumberland County)

Average Square Footage in 08360: 845 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08360 before you start any project. Vineland homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08360 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08360 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 845 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vineland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193845$163,100
Additional Upgrades & Added Features$241845$203,875
Major Home Updates or Advancements$290845$244,650

It's important to understand that when you estimate your replacement cost of your home in the 08360 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08360

Allstate Insurance - George Eggers

Address: 1181 East Landis Avenue Unit #4 Vineland, NJ 08360
Phone: (856)205-1154
Website:

Allstate Insurance - Douglas R La Brosse

Address: 64 N Delsea Dr Vineland, NJ 08360
Phone: (856)563-1313
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=13854

Best Home & Auto Insurance Agencies in 08360

Aaron Wolf Agency Inc.

Address: 120 N 8th St Vineland, NJ 08360
Phone:
Website:
Info:

Trimble- C Bruce

Address: 3471 S Delsea Dr Vineland, NJ 08360
Phone:
Website:
Info:

Allstate Insurance - Douglas R La Brosse

Address: 64 N Delsea Dr Vineland, NJ 08360
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=13854
Info:

Allstate Insurance - George Eggers

Address: 1181 E Landis Ave, #4 Vineland, NJ 08360
Phone:
Website:
Info:

Housing Demographics for 08360

Population Review for 08360 Zip Code

For the city of Vineland, the population within 08360 has increased to over 43,340 residents in population size. The current population total is 43,043. We have broken down the population based on race below. In 08360, there are over 20831 in male population and 22212 females.

PopulationValues
Total Population43,043
White Population17459
Black Population6466
Hispanic Population21887
Asian Population630
Hawaiian Population10
Indian Population536
Other Population10852
Male Population20831
Female Population22212
Population Estimate43340

Household Data for 08360

The average number of homes in 08360 is around 15,574, there are an average of 2.72 per household. The average house value according to local real estate values is around $163,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,574
Persons Per Household2.72
Average House Value$163,100
Income Per Household$57905
Median Age38.3
Median Age Male36.4
Median Age Female40.0
08360 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856/609
CityVineland
City Alias NameVINELAND
CountyCumberland
County FIPS011
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA8760
CSA428
CBSA47220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVineland, NJ
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameVineland-Millville-Bridgeton, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1267
Number Of Employees24983
Business First Quarter Payroll267261
Business Annual Payroll1233186
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population156898
CBSA Division Population0
Congressional District02
Congressional LandArea2092.43
Delivery Residential15934
Delivery Business1653
Delivery Total17447
Preferred Last Line KeyV11636
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyV11636
Land Area44.340000
Water Area0.374000
City Alias Code
City Mixed CaseVineland
City Alias Mixed CaseVineland
Box Count0
SFDU12698
MFDU563
State ANSI34
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number338715
Unique ZIP Name
SSA State County Code31190
Medicare CBSA Code47220
Medicare CBSA NameVineland-Bridgeton, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCumberland

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]