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Searching for Homeowners Insurance in 08505

If you are a homeowners that lives in 08505 you may be searching for more affordable homeowners insurance in Bordentown. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bordentown, NJ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New Jersey licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 08505 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bordentown, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 08505 Home Insurance Costs: high!

In Bordentown, homeowners are paying roughly $926 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 08505 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bordentown are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 08505 policy right now!

08505 Home Insurance Average Premiums

Local 08505 homeowners insurance quotes comparison

$676 /yr.

Shows Zip Code: 08505 lowest rates with discounts applied on average.

For the 08505, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$676 /yr.
Average Coverage:$926 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1226 /yr.

What is the average home insurance cost for a home in 08505?

  • • The average homeowners insurance premium paid annually for a home in 08505 is around $926 per year.

What does it cost on average per month for home insurance in 08505?

  • • Homeowners in 08505 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 08505?

  • • Autoowners in 08505 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bordentown area, check out other zip codes nearby 08505.
Review average rates in another zip code:
08505 homeowners insurance rates

Home Replacement Cost Coverage in 08505

Average Building Cost Per Square Foot in 08505: $193

Location: Bordentown, New Jersey (Burlington County)

Average Square Footage in 08505: 1,542 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08505 before you start any project. Bordentown homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08505 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08505 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,542 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bordentown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,542$297,700
Additional Upgrades & Added Features$2411,542$372,125
Major Home Updates or Advancements$2901,542$446,550

It's important to understand that when you estimate your replacement cost of your home in the 08505 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08505

Allstate Insurance - Stephen Higgins

Address: 312 Farnsworth Av Bordentown, NJ 08505
Phone: (609)291-7011
Website:

Best Home & Auto Insurance Agencies in 08505

Allstate Insurance Companies

Address: 163 US-130 Bordentown, NJ 08505
Phone:
Website:
Info:

Allstate Insurance - Stephen Higgins

Address: 312 Farnsworth Ave Bordentown, NJ 08505
Phone:
Website:
Info:

Housing Demographics for 08505

Population Review for 08505 Zip Code

For the city of Bordentown, the population within 08505 has increased to over 19,014 residents in population size. The current population total is 18,178. We have broken down the population based on race below. In 08505, there are over 8735 in male population and 9443 females.

PopulationValues
Total Population18,178
White Population12995
Black Population1925
Hispanic Population1485
Asian Population1389
Hawaiian Population2
Indian Population30
Other Population491
Male Population8735
Female Population9443
Population Estimate19014

Household Data for 08505

The average number of homes in 08505 is around 7,326, there are an average of 2.47 per household. The average house value according to local real estate values is around $297,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,326
Persons Per Household2.47
Average House Value$297,700
Income Per Household$98479
Median Age42.7
Median Age Male40.6
Median Age Female44.3
08505 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code609/640
CityBordentown
City Alias NameBORDENTOWN
CountyBurlington
County FIPS005
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses433
Number Of Employees5520
Business First Quarter Payroll55465
Business Annual Payroll251012
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District03
Congressional LandArea899.7
Delivery Residential7698
Delivery Business453
Delivery Total8316
Preferred Last Line KeyV10143
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV10143
Land Area22.488000
Water Area0.846000
City Alias Code
City Mixed CaseBordentown
City Alias Mixed CaseBordentown
Box Count105
SFDU5305
MFDU160
State ANSI34
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number330915
Unique ZIP Name
SSA State County Code31150
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBurlington

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]