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Compare 08551 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Ringoes just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,966 neighbors looking to save on their home insurance policy in the local 08551 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 08551. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New Jersey rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Ringoes, NJ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Ringoes, NJ

08551 Home Insurance Average Premiums

Local 08551 homeowners insurance quotes comparison

$722 /yr.

Shows Zip Code: 08551 lowest rates with discounts applied on average.

For the 08551, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$722 /yr.
Average Coverage:$972 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1272 /yr.

What is the average home insurance cost for a home in 08551?

  • • The average homeowners insurance premium paid annually for a home in 08551 is around $972 per year.

What does it cost on average per month for home insurance in 08551?

  • • Homeowners in 08551 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 08551?

  • • Autoowners in 08551 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ringoes area, check out other zip codes nearby 08551.
Review average rates in another zip code:
08551 homeowners insurance rates

Home Replacement Cost Coverage in 08551

Average Building Cost Per Square Foot in 08551: $193

Location: Ringoes, New Jersey (Hunterdon County)

Average Square Footage in 08551: 2,593 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08551 before you start any project. Ringoes homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08551 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08551 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,593 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ringoes area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,593$500,400
Additional Upgrades & Added Features$2412,593$625,500
Major Home Updates or Advancements$2902,593$750,600

It's important to understand that when you estimate your replacement cost of your home in the 08551 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08551

Allstate Insurance - Jennifer A Hiller

Address: 176B Rt 202 N Ringoes, NJ 08551
Phone: (908)782-7760
Website:

Best Home & Auto Insurance Agencies in 08551

Allstate Insurance - Jennifer A Hiller

Address: 176 US-202 Ringoes, NJ 08551
Phone:
Website:
Info:

Housing Demographics for 08551

Population Review for 08551 Zip Code

For the city of Ringoes, the population within 08551 has increased to over 5,552 residents in population size. The current population total is 5,540. We have broken down the population based on race below. In 08551, there are over 2791 in male population and 2749 females.

PopulationValues
Total Population5,540
White Population4648
Black Population135
Hispanic Population288
Asian Population332
Hawaiian Population0
Indian Population10
Other Population71
Male Population2791
Female Population2749
Population Estimate5552

Household Data for 08551

The average number of homes in 08551 is around 1,966, there are an average of 2.81 per household. The average house value according to local real estate values is around $500,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,966
Persons Per Household2.81
Average House Value$500,400
Income Per Household$140539
Median Age48.3
Median Age Male48.1
Median Age Female48.4
08551 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityRingoes
City Alias NameRINGOES
CountyHunterdon
County FIPS019
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5015
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMiddlesex-Somerset-Hunterdon, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses139
Number Of Employees1054
Business First Quarter Payroll13854
Business Annual Payroll65470
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District07
Congressional LandArea970.19
Delivery Residential1976
Delivery Business102
Delivery Total2873
Preferred Last Line KeyV11295
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV11295
Land Area26.214000
Water Area0.124000
City Alias Code
City Mixed CaseRingoes
City Alias Mixed CaseRingoes
Box Count166
SFDU1976
MFDU0
State ANSI34
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number337200
Unique ZIP Name
SSA State County Code31250
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHunterdon

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]