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Home Insurance Rates in 08801

For homeowners shopping online in 08801, our insurance rates are very competitive for homeowners living in Annandale, NJ. Many homeowners based out of the great city of Annandale have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 08801, simply click the "Get Multiple Quotes Now" button. Your 08801 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Annandale, NJ Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

08801 Home Insurance Rating is: High!

If you live in 08801, you can easily save up to 40% off the average home insurance premium of $877 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Annandale can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 08801 today!

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08801 Home Insurance Average Premiums

Local 08801 homeowners insurance quotes comparison

$627 /yr.

Shows Zip Code: 08801 lowest rates with discounts applied on average.

For the 08801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$627 /yr.
Average Coverage:$877 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1177 /yr.

What is the average home insurance cost for a home in 08801?

  • • The average homeowners insurance premium paid annually for a home in 08801 is around $877 per year.

What does it cost on average per month for home insurance in 08801?

  • • Homeowners in 08801 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 08801?

  • • Autoowners in 08801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Annandale area, check out other zip codes nearby 08801.
Review average rates in another zip code:
08801 homeowners insurance rates

Home Replacement Cost Coverage in 08801

Average Building Cost Per Square Foot in 08801: $193

Location: Annandale, New Jersey (Hunterdon County)

Average Square Footage in 08801: 2,338 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08801 before you start any project. Annandale homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,338 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Annandale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,338$451,300
Additional Upgrades & Added Features$2412,338$564,125
Major Home Updates or Advancements$2902,338$676,950

It's important to understand that when you estimate your replacement cost of your home in the 08801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08801

Best Home & Auto Insurance Agencies in 08801

Housing Demographics for 08801

Population Review for 08801 Zip Code

For the city of Annandale, the population within 08801 has increased to over 7,768 residents in population size. The current population total is 8,345. We have broken down the population based on race below. In 08801, there are over 4578 in male population and 3767 females.

PopulationValues
Total Population8,345
White Population6311
Black Population703
Hispanic Population757
Asian Population421
Hawaiian Population0
Indian Population9
Other Population357
Male Population4578
Female Population3767
Population Estimate7768

Household Data for 08801

The average number of homes in 08801 is around 2,916, there are an average of 2.49 per household. The average house value according to local real estate values is around $451,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,916
Persons Per Household2.49
Average House Value$451,300
Income Per Household$143030
Median Age41.5
Median Age Male31.6
Median Age Female47.8
08801 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityAnnandale
City Alias NameANNANDALE
CountyHunterdon
County FIPS019
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5015
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMiddlesex-Somerset-Hunterdon, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses167
Number Of Employees1176
Business First Quarter Payroll16595
Business Annual Payroll65172
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District07
Congressional LandArea970.19
Delivery Residential3120
Delivery Business81
Delivery Total6777
Preferred Last Line KeyV10035
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV10035
Land Area15.020000
Water Area0.204000
City Alias Code
City Mixed CaseAnnandale
City Alias Mixed CaseAnnandale
Box Count110
SFDU2109
MFDU0
State ANSI34
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number330210
Unique ZIP Name
SSA State County Code31250
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHunterdon

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]