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08826 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 08826 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Glen Gardner, NJ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 08826.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 08826 and start shopping.

Quickly and Easily Compare Average Rates for 08826

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Glen Gardner, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 08826

Homeowners in Glen Gardner are paying roughly $959 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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08826 Home Insurance Average Premiums

Local 08826 homeowners insurance quotes comparison

$709 /yr.

Shows Zip Code: 08826 lowest rates with discounts applied on average.

For the 08826, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$709 /yr.
Average Coverage:$959 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1259 /yr.

What is the average home insurance cost for a home in 08826?

  • • The average homeowners insurance premium paid annually for a home in 08826 is around $959 per year.

What does it cost on average per month for home insurance in 08826?

  • • Homeowners in 08826 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08826?

  • • Autoowners in 08826 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glen Gardner area, check out other zip codes nearby 08826.
Review average rates in another zip code:
08826 homeowners insurance rates

Home Replacement Cost Coverage in 08826

Average Building Cost Per Square Foot in 08826: $193

Location: Glen Gardner, New Jersey (Hunterdon County)

Average Square Footage in 08826: 1,826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08826 before you start any project. Glen Gardner homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08826 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08826 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,826 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glen Gardner area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,826$352,400
Additional Upgrades & Added Features$2411,826$440,500
Major Home Updates or Advancements$2901,826$528,600

It's important to understand that when you estimate your replacement cost of your home in the 08826 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08826

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Housing Demographics for 08826

Population Review for 08826 Zip Code

For the city of Glen Gardner, the population within 08826 has increased to over 5,198 residents in population size. The current population total is 5,426. We have broken down the population based on race below. In 08826, there are over 2780 in male population and 2646 females.

PopulationValues
Total Population5,426
White Population4792
Black Population110
Hispanic Population350
Asian Population85
Hawaiian Population1
Indian Population8
Other Population83
Male Population2780
Female Population2646
Population Estimate5198

Household Data for 08826

The average number of homes in 08826 is around 2,191, there are an average of 2.45 per household. The average house value according to local real estate values is around $352,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,191
Persons Per Household2.45
Average House Value$352,400
Income Per Household$112339
Median Age46.1
Median Age Male45.0
Median Age Female47.1
08826 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityGlen Gardner
City Alias NameGLEN GARDNER
CountyHunterdon
County FIPS019
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5015
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMiddlesex-Somerset-Hunterdon, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses87
Number Of Employees797
Business First Quarter Payroll11111
Business Annual Payroll47107
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District07
Congressional LandArea970.19
Delivery Residential2122
Delivery Business60
Delivery Total2460
Preferred Last Line KeyV10536
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV10536
Land Area21.356000
Water Area0.060000
City Alias Code
City Mixed CaseGlen Gardner
City Alias Mixed CaseGlen Gardner
Box Count99
SFDU1709
MFDU0
State ANSI34
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number332955
Unique ZIP Name
SSA State County Code31250
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHunterdon

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]